Nazeli Sargsyan
NORTH PARRAMATTA,NSW
Summary
An enthusiastic and dynamic professional with 5+ years of combined mortgage brokering and underwriting experience. Looking to bring further success to a company through attention to detail and a keen to professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Overview
14
14
years of professional experience
Work History
Senior Underwriter
Bluestone Home Loans
06.2021 - Current
- Working experience with Alt-doc & Full doc, Self employed,(Trust / Company )& PAYG , Specialist & Prime, SMSF Applications.
- Analysing credit data through checks of references, credit ratings, Income documents and bank statements, Trust deeds, and application forms.
- Performing risk assessments and recommending limits and conditions of loans.
- Reviewing credit and loan limits in line with company policies and risk apatite.
- Recommending for approval if it is required Higher DLA(above $2.5 mil) or authorising approval of loans applications.
- Recommending exceptions to the Lending manager on existing policies for specific scenarios within bank risk appetite.
- Working closely with BDMs and Brokers to restructure and repackage loans to find the best lending solutions for customers.
- Training new starters, checking assessment notes, and reviewing income calculations.
- Working on internal projects, for example, reducing time to Conditional /Unconditional approvals, Better and quicker approval process for SMSF, etc.
Operations and Loan Processing Officer
Hero Finance Pty LTD
10.2018 - 06.2021
- Managing clients' onboarding - settlement process.
- Applicant credit and financial situation analysis and forecasting.
- Finding best bank/ mortgage products to fit customer requirement and objectives.
- Loan writing application process by industry guidelines and regulations.
- Training new brokers. Helping them to package new applications and find best solutions for customers.
- Improve loan applicant tracking process and file management.
- Maintain and develop trusting relationships with BDMs, Hero Finance brokerage team, and customers.
- Οperate in compliance with laws and regulations and adhere to lending compliance guidelines.
- Manage offshore administrators and quality assurance of their data entry work.
Private Mathematics Tutor
Self - Employed
09.2009 - 07.2018
- Collaborated with parents to create tutoring sessions appropriate for student's age, learning preference, and learning style.
- Review student's skills and identify their correct weaknesses.
- Teach students in proven methods in preparing for quizzes and exams and how to achieve maximum results.
- Planned lessons for allotted time to strengthen weak subjects and build skills.
- Grown tutoring business to take on 20 students at once during its peak
Bookkeeping and Accounts Payable
SIL GROUP CO. LTD.
03.2014 - 03.2016
- Assist Head Accountant with payroll processing and working with other departments on accounts payable and receivable matters.
- Upgraded all systems from paper-based to software (Armenian Software and 1C).
- Managed employment forms and their administration.
Education
MBA - Finance
American University Of Armenia | UC Affiliate
Yerevan, Armenia06.2018
Bachelor of Economics - Theoretical Economics
Armenian State University Of Economics
Yerevan, Armenia05.2009
Skills
- Analytical skills
- Detail-oriented
- Team player
- Time management and ability to meet deadlines
- Relationship management
- MS Office & Google Docs
- Infynity mortgage broker CRM
- AOL/ Nextgen system
- DLA $25mil /up to 90% LVR
- Languages - English, Armenian & Russian
Timeline
Senior Underwriter
Bluestone Home Loans
06.2021 - Current
Operations and Loan Processing Officer
Hero Finance Pty LTD
10.2018 - 06.2021
Bookkeeping and Accounts Payable
SIL GROUP CO. LTD.
03.2014 - 03.2016
Private Mathematics Tutor
Self - Employed
09.2009 - 07.2018
MBA - Finance
American University Of Armenia | UC Affiliate
Bachelor of Economics - Theoretical Economics
Armenian State University Of Economics
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