Summary
Overview
Work History
Education
Skills
Timeline
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Neil DEL PRADO

Wentworth Point,NSW

Summary

Dedicated financial services professional with over 7 years of expertise in lending operations, credit analysis, and regulatory compliance within the Australian market. Renowned for precision in loan verification, fostering strong broker partnerships, and achieving operational improvements. Demonstrated record of implementing streamlined processes, reducing turnaround times, and upholding high compliance standards. Proven ability to manage complex cases efficiently, contributing to both team and organisational success.

Overview

8
8
years of professional experience

Work History

Senior Loan Verification Officer

Wizit Money
01.2023 - Current

Company Overview: Credit Corp

  • Coached a team of verification specialists, achieving a 98% accuracy rate in loan application processing and reducing error-related delays by 15%, enhancing client satisfaction
  • Developed and implemented a new verification protocol that cut loan approval turnaround time by 30%, significantly improving application throughout.
  • Conducted monthly audits on loan documentation, ensuring a 100% compliance rate with regulatory standards over the last financial year.

ACHIEVEMENTS

  • Recognised as 'Employee of the Year' for excellence in process improvement and accuracy in loan processing
  • Achieved a team award for operational efficiency by maintaining high-quality standards and compliance.

Senior Auto Loan Verification Officer

CarStart
10.2018 - 12.2022
  • Company Overview: Credit Corp
  • Collaborated closely with brokers to streamline application submissions, achieving 100% quality assurance score on applications up to $50,000 and ensuring compliance with responsible lending guidelines.
  • Successfully approved over $10 million in auto loans, supporting brokers in delivering prompt responses and improving client satisfaction
  • Contributed to refinement of assessment procedures, resulting in 20% improvement in overall application approval times for broker network.

ACHIEVMENTS

  • Consistently recognised for outstanding accuracy and speed, receiving multiple internal performance awards
  • Instrumental in developing a broker communication protocol that reduced processing errors by 25% over two years.

Client Relations Manager (Collections)

Debt Collections
03.2020 - 03.2021
  • Company Overview: Credit Corp
  • Achieved over 100% of monthly collection targets by using a client-focused approach to negotiate repayment plans, significantly improving client retention and satisfaction during the pandemic.
  • Played a key role in referring high-value clients to premium services, increasing product success rate by 30%.

ACHIEVMENTS

  • Awarded 'Most Valuable Team Member' for consistently exceeding targets and demonstrating exceptional client relationship management.

Loan Verification Officer

Wallet Wizard & Clear Cash Products
03.2018 - 09.2018
  • Company Overview: Credit Corp
  • Reviewed and verified high-volume loan applications up to $5,000 with a 100% quality rating, consistently meeting fast-paced processing requirements.
  • Supported team manager in achieving KPI targets by coaching new team members and maintaining high morale, leading the team to be awarded 'Team of the Year' in 2018.

ACHIEVMENTS

  • Achieved 100% compliance and accuracy in documentation management during high-demand periods, setting a benchmark for team quality.

Store Manager (Second-in-Command)

TK-Maxx
06.2016 - 03.2017
  • Enhanced store productivity and daily basket sizes by analysing sales data and implementing targeted actions, contributing to a 15% increase in monthly revenue.
  • Recognised as an effective mentor, consistently receiving positive feedback from team members for leadership and professional development.

Education

Graduate Certificate - Management

Charles Sturt University
01.2014

Diploma - Management

SWSI TAFE
01.2012

Certificate IV - Business

SWSI TAFE
01.2012

Skills

  • Loan Application Processing & Verification
  • Broker Relations & Partnership Building
  • Credit Analysis & Underwriting
  • Regulatory Compliance & Documentation Management
  • Customer Service & Problem-Solving
  • Time Management & Organisational Efficiency
  • Database & Systems Management
  • Compliance monitoring

Timeline

Senior Loan Verification Officer

Wizit Money
01.2023 - Current

Client Relations Manager (Collections)

Debt Collections
03.2020 - 03.2021

Senior Auto Loan Verification Officer

CarStart
10.2018 - 12.2022

Loan Verification Officer

Wallet Wizard & Clear Cash Products
03.2018 - 09.2018

Store Manager (Second-in-Command)

TK-Maxx
06.2016 - 03.2017

Graduate Certificate - Management

Charles Sturt University

Diploma - Management

SWSI TAFE

Certificate IV - Business

SWSI TAFE
Neil DEL PRADO