Niraj Vasani
Adelaide,SA
Summary
Outcome driven finance professional with a proven track record in residential mortgage finance, business finance, accounting, and taxation. Possesses a comprehensive understanding of financial principles and regulatory frameworks within the mortgage and business sectors. Skilled at navigating intricate financial landscapes to drive tangible and measurable results. Seeking to leverage extensive experience and a results-oriented mindset to propel financial excellence within a progressive organization.
Overview
16
16
years of professional experience
Work History
Customer Service Manager
Loan Market - Synergy
2020.12 - Current
- Acted as liaison between clients and lenders, facilitating communication and ensuring all necessary documentation was obtained.
- Gathered financial information from clients, including income statements, tax returns, and credit reports, to assess their eligibility for various loan products.
- Prepared loan applications accurately and efficiently, adhering to company and regulatory guidelines.
- Assisted in coordination of loan settlements, working closely with customer, lender, solicitors, and other relevant parties to ensure smooth process.
- Conducted thorough reviews of loan files to ensure compliance with lending regulations and internal policies.
Tax Consultant
H&R Block
2023.07 - 2023.10
- Conducted thorough interviews with clients to gather relevant tax information and assess their tax situation.
- Prepare and file accurate tax returns for individuals and businesses, utilizing company's proprietary software and following established procedures.
- Provide personalized tax guidance to clients, addressing their questions and concerns in clear and professional manner.
- Stay updated on changes to tax laws and regulations, attending training sessions as required to maintain expertise in tax preparation.
Sales Quality Officer
Westpac Bank
2020.06 - 2020.12
- Conducting thorough checks on loan applications submitted to bank to verify adherence to regulatory standards, including Best Interest Duty and Responsible Lending Obligations.
- Adhering meticulously to bank's policies and regulatory directives.
- Evaluating applicant eligibility by assessing income and financial obligations.
- Collaborating closely with funding manager to revise home loan applications that deviate from policy requirements while ensuring compliance with regulations.
Assistant Accountant
Airvoice Group
2020.01 - 2020.06
- Maintained detailed financial records of accounts receivable and payable status and bank reconciliations.
- Assisted with monthly and quarterly income statements, balance sheets and cash flow reports to inform decision-makers.
- Maintained accurate and complete documentation to facilitate accounting and filing functions.
- Provided management with monthly reports to minimize revenue loss by doing data analysis using spreadsheet functions like V-lookup.
Credit Manager
Kotak Mahindra Bank Ltd
2015.06 - 2019.11
- Appraisal of loan application of business entities based on Financial Analysis as per bank policy while adhering to financial prudence and managing of portfolio quality.
- Prepared and analyzed Credit Assessment Model and recommended funding solutions for submitted loan applications.
- Negotiated payment plans with delinquent customers to minimize losses while maintaining positive client relationships.
- Work cross-functionally with sales, management, and other departments to maintain effective operations.
Assistant Credit Manager
Magma Fincorp (Now Known As Poonawala Fincorp)
2013.09 - 2015.06
- Performing comprehensive assessments of unsecured business loan applications submitted to bank to ensure compliance with credit policy set out by management.
- Conducting on site visits of customers and discussing various financial aspects of their business.
- Recommending or declining funding requirements based on financial analysis and available data on customer profile.
Chief Accountant
The Imperial Palace Hotel
2012.06 - 2013.08
- Managed complete accounting and statutory compliance function for organization.
- Calculated tax owed, prepared, and submitted returns and upheld compliance with applicable laws.
- Handled month-end and year-end end finances by managing and reporting fixed assets and other data.
- Completed year-end closing processes with controllers and external auditors.
Internship
CA Hiren Thakker And Associates
2008.01 - 2011.07
- Finalization of Accounts for various entities and filling of taxation returns.
- Auditing of books of accounts as part of Statutory Audits and Internal Audits.
- Liaison with clients on Taxation related matters for direct and indirect taxation.
- Worked on corporate management compliances ranging from incorporation of companies and annual fillings.
Education
Diploma of Finance And Mortgage Broking Management
Mentor Education05.2023
Certified Public Accountant
CPA Australia08.2021
Chartered Accountant
Institute Of Chartered Accountants Of India03.2012
Bachelor of Commerce
Saurashtra University03.2010
Skills
- Financial Reporting and Analysis
- Residential and Business Finance
- Accounting and Taxation
- Risk Management
- Problem Solving
- Effective Communication
- Tax Research Abilities
Timeline
Tax Consultant
H&R Block
2023.07 - 2023.10
Customer Service Manager
Loan Market - Synergy
2020.12 - Current
Sales Quality Officer
Westpac Bank
2020.06 - 2020.12
Assistant Accountant
Airvoice Group
2020.01 - 2020.06
Credit Manager
Kotak Mahindra Bank Ltd
2015.06 - 2019.11
Assistant Credit Manager
Magma Fincorp (Now Known As Poonawala Fincorp)
2013.09 - 2015.06
Chief Accountant
The Imperial Palace Hotel
2012.06 - 2013.08
Internship
CA Hiren Thakker And Associates
2008.01 - 2011.07
Diploma of Finance And Mortgage Broking Management
Certified Public Accountant
Chartered Accountant
Bachelor of Commerce
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