Summary
Overview
Work History
Education
Skills
Languages
Timeline
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Niranjan Dhakal

Rockdale,NSW

Summary

Highly-motivated employee with desire to take on new challenges. Strong worth ethic, adaptability and exceptional interpersonal skills. Adapt at working effectively unsupervised and quickly mastering new skills.

Overview

9
9
years of professional experience

Work History

Finance/Assistant Account Officer

KTM Consulting Group Pty Ltd
Haymarket, 2000, NSW
03.2023 - Current
  • Assisted in the preparation of financial statements, budgets, and reports.
  • Reviewed accounting documents for accuracy and completeness.
  • Input data into accounting software systems with a high degree of accuracy.
  • Developed and maintained strong relationships with clients, vendors, and colleagues.
  • Provided support to senior account officers on various tasks related to accounts payable and receivable.
  • Maintained accurate records of all transactions within the company's accounting system.
  • Assisted with month-end closing procedures including reconciliation of accounts receivable and accounts payable ledgers.
  • Generated invoices for customers as per their requirements.
  • Prepared bank deposits and reconciled bank statements accurately.
  • Prepared journal entries and posted them into the general ledger accurately.
  • Prepared and processed payrolls.

Loan Processor

Global IME Bank Ltd.
Pokhara, Gandaki, Nepal
02.2017 - 01.2022
  • Analyzed loan applications and supporting documents to determine eligibility for approval.
  • Reviewed credit reports and financial information to evaluate creditworthiness of applicants.
  • Performed detailed calculations to verify income, assets, liabilities and other data provided by applicants.
  • Communicated with customers via telephone or email to obtain additional documentation required for loan processing.
  • Explained the various types of loans available and advised on the best product suited for customer's needs.
  • Submitted loan applications to underwriting department for review and approval process.
  • Maintained accurate records in computer database system during loan origination process.
  • Prepared loan documents including promissory notes, deeds of trust, mortgage insurance policies and truth-in-lending statements.
  • Collaborated with underwriters to resolve any discrepancies in applicant's financial profile or documentation issues.
  • Compiled closing packages containing all necessary documents required for funding.
  • Monitored progress of each loan application from start to finish ensuring timely completion.
  • Assisted borrowers with questions regarding their loans after closing.
  • Conducted quality control reviews on closed files ensuring compliance with state and federal regulations.
  • Updated customers regularly on status of their loans throughout the processing period.
  • Provided excellent customer service while responding promptly to inquiries from applicants, lenders and brokers.
  • Adhered strictly to company policies when completing tasks associated with loan processing duties.
  • Calculated income, assets and liabilities to meet lender requirements.
  • Supported loan officiant and underwriter teams by ensuring timely, judicious and accurate loan processing.
  • Reviewed and verified borrowers' income, credit reports and property appraisals to prepare documents for underwriting.

Bank Teller

Jyoti Bikash Bank Ltd.
Kathmandu, Nepal
03.2015 - 03.2016
  • Processed customer deposits and withdrawals accurately, balancing cash drawer daily.
  • Maintained confidentiality of bank records, transactions and customer information.
  • Provided exceptional customer service to customers by answering inquiries, resolving complaints and processing transactions in a timely manner.
  • Assisted customers with opening new accounts, ordering checks, and setting up online banking services.
  • Verified customer signatures on documents and ensured accuracy of all paperwork before submitting for approval.
  • Cross-sold bank products such as savings accounts and credit cards to existing clients.
  • Identified suspicious activity on account holders' accounts and reported any discrepancies to the supervisor immediately.
  • Performed cash handling duties including counting currency, coins and checks.
  • Balanced teller drawers regularly throughout the day according to established procedures.
  • Educated customers about different types of banking services available at the branch.
  • Handled large sums of money with accuracy while maintaining appropriate levels of security.
  • Reconciled daily sales sheets with actual physical money received from customers or deposited into ATM machines.
  • Provided assistance to other tellers during peak business hours as needed.
  • Researched customer inquires regarding their accounts using internal banking systems.
  • Processed loan payments by verifying funds availability prior to disbursing funds.
  • Resolved customer disputes promptly in accordance with bank policies and procedures.

Education

MBA - Finance

Cardiff Metropolitan University
London, UK
05.2012

BBA - Industrial Management

Tribhuvan University
Kathmandu, Nepal
05.2009

Skills

  • Yearly Reporting
  • Monthly Reporting
  • Interpersonal and Verbal Communication
  • Payroll
  • Variance Analysis
  • Skilled in Xero, Pumori, Finacle
  • Data Entry
  • Cash Management
  • Telephone Etiquette
  • Bookkeeping
  • Account Analysis
  • Proficient in Xero, Pumori, Finacle
  • Payment Posting
  • Financial Reporting

Languages

English
Professional
Hindi
Professional
Nepali
Native/ Bilingual

Timeline

Finance/Assistant Account Officer

KTM Consulting Group Pty Ltd
03.2023 - Current

Loan Processor

Global IME Bank Ltd.
02.2017 - 01.2022

Bank Teller

Jyoti Bikash Bank Ltd.
03.2015 - 03.2016

MBA - Finance

Cardiff Metropolitan University

BBA - Industrial Management

Tribhuvan University

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Niranjan Dhakal