Innovative and results-driven management professional with over 30 years of experience in positions of increasing responsibilities and duties. Motivated and ambitious, with excellent interpersonal communications and presentation skills. A flair for identifying and implementing simple solutions to complex problems with a hands-on, lead-by example management style which fosters a culture of teamwork, shared mission and a dedication to excellence. Achieved significant results related to organisational growth and staff development securing necessary industry related designations and increasing overall organisational profitability.
Overview
21
21
years of professional experience
Work History
Community Branch Manager
AWA Alliance Bank
Mandurah, WA
11.2015 - Current
Drive community communication to motivate, inspire and engage with existing and potential external members
Development and implementation of innovative strategies to support growth
Philanthropic discussions with community service groups such as PEACH to assist with their financial needs and growth
Develop and execute marketing programs and general business solutions resulting in increased company exposure, customer traffic, and sales
A thorough understanding of internal and external legislative requirements with attention to client confidentiality and data protection
Ongoing monitoring and evaluation of key relationships with members and key internal and stakeholders
Exceptional planning and organisational skills with monitoring and reporting of outcomes to plan, results and activities
Setting personal benchmarks and continuous self-development to achieve and maintain a high performance culture
Promote and ensure staff provide a service delivery culture with internal and external members and stakeholders
Actively participate in the recommendation & development of policies and procedures to ensure ongoing compliance to Credit Governance
Working autonomously to motivate, coach and develop the needs of staff
Working in a competitive, mobile environment to meet the needs of the customers and business
Providing measurable solutions for customers that benefit their short- and long-term goals and objectives
Responsible for budget, workforce and effective relationships with customers and other stakeholders
Build and sustain effective internal relationships and communication across functional areas to enhance the service delivery
Effectively handle concerns or complaints to minimize disputes within operating guidelines
A sound understanding of financial statements of SME customers
A sound understanding of Consumer & Commercial Credit policies and procedures to present applications to Executive Management
Strong understanding of the Credit Risk process from application through to submission, approval and settlement
This process includes undertaking the interview of applicants, collection of relevant supporting documentation, risk assessment & decisioning
Providing all ancillary products with particular focus on Insurances (Home & Contents, Investment, Motor Vehicle, Caravan and Travel).
Identified opportunities for process improvement initiatives within the branch.
Created reports summarizing operational performance metrics for senior management review.
Area Manager, Sales & Service
P&N Bank
11.2011 - 11.2014
Develop and maintain core relationships with key stakeholders within the Police, Health, Education, Western Power, Government (local, state & federal), Aged Care & Prisons within Western Australia
Increase credibility and client awareness by developing technical/non-technical marketing collateral and presentations, public relations campaigns, articles and newsletters
Review reports & submissions prior to approval to ensure Policy adherence, cross sale opportunities have been identified and supporting documentation has been included
Understanding of change management strategies and build and support a culture which deals with ambiguityNegotiate and influence loan approval conditions for submissions outside normal Lending approval criteria with Credit Committee
Participate in the improvement of annual business plans for Sales & Service unit
Monitor results and report outcomes to Executive Management covering areas for improvements
Encourage and cultivate business development ideas and concepts from within the Sales & Service team
Promoting and supporting an environment that optimizes individual development
Review all requests for sponsorships and promotions
Developing agreements and monitoring return on investment
Evaluate ideas submissions and forward recommendations for development and actions
Conduct Performance Management consultations and develop mutually beneficial plans for improved results or behaviors
SEQUAL Director & Bank representative coaching specialist Lenders to provide Reverse Mortgage products
Assigned tasks to associates, staffed projects, tracked progress and updated managers, partners and clients as necessary
Planned and executed events and marketing programs, producing targeted number of qualified leads
Managed team of 12 direct reports responsible for on-going product optimization, account management and external stakeholder relations
Maintain a working environment that generates member satisfaction and loyalty through service excellence
Manager complaints and feedback from members relating to the teams services and ensure the timely resolution of both the complaint and cause
Applied financial strategies and budget monitoring in area of responsibility and manage resources to achieve maximum efficiency
Applying a rigorous approach to managing budgets and resources and monitoring performance
Present and promote the Banks Home Loans and supplementary products to influence prospective members and source new business
Lead and support the team of 6 Mobile Managers, 3 Business Development Consultants and 3 Relationship Managers to achieve sales targets
Conduct training & development for all Lenders within the business within all areas of Lending and ancillary products such as Insurance, Financial Planning & accounts
Development of appropriate Incentive schemes for all Lenders
Regional Manager
Australian Defence Credit Union
02.2009 - 10.2011
Nurture and promote relationships within Defence support bodies such as Defence Service Homes (DSH), Defence Community Organisation (DCO), Department Veteran Affairs (DVA) & Returned and Service League (RSL)
Establish and monitor work practices and relationships that promote a high level of co-operation within the Regional team
Actively promote the Defence Services Home Loan product & ancillary products to Defence personal
Negotiate with Commanders access to all military points of contact within the West Australian market
(HMAS Stirling, Irwin Barracks, RAAF Base Pearce Leeuwin Barracks and Campbell Barracks) Initiate appropriate training for staff while providing guidance and support in relation to policies and procedures
Manage the communication flow to keep staff fully informed of their responsibilities and accountabilities in implementing member relationship building activities
Build and maintain positive regional networks and business relationships
Monitor the compliance of all direct reports ensuring they comply with all legal and regulatory requirements including Code of Practice
Building relationships with staff and management to ensure organizational goals are met
Provide regional statistics, competitive feedback and Defence movement’s information for monthly Board meetings
Provide development activities for all staff and cross selling skills to enhance career prospects
Monitor and evaluate business reporting to enable analysis of services performance including loyalty, FTE and productivity
Ensure risks to health and safety are identified, assessed and controls implemented.
WA Development Manager/Branch Manager
Bendigo Bank
02.2003 - 12.2008
Assist Steering committees actively engage with their Community from initial contact through to opening the doors of their branch
Conduct community workshops explaining the legal framework, obligations as Individuals and the Board
Develop Business Planning sessions and assessment of Feasibility results
Provide guidance to committee members in the due diligence process
Complete financial modeling
Workshop Policies and Principles with the directors of the Company and assist with procedures for adoption
Appoint external partners to assist with the development of a Prospectus and subsequent execution of legal documents
Monitor capital raising to ensure timeframes are met
Discuss recruitment process, staffing compliments, secondment options and payroll services
Prepare for launch and handover to partnerships
Ongoing monitoring of business growth
Develop expansion strategies with established companies
Manage the relationship and ongoing director education with Regional Manager.
Preferred Bank Advisor at Western Alliance Bank (Alliance Bank of Arizona & Bridge Bank)Preferred Bank Advisor at Western Alliance Bank (Alliance Bank of Arizona & Bridge Bank)