Pallavi Bhattarai

• Review and analyze mortgage loan applications to assess creditworthiness and evaluate the borrower's financial background, income, assets, and credit history
• Verify the borrower's income by reviewing payslips, tax returns, and other income documentation to determine their ability to afford the mortgage loan
• Liaised with the valuer to conduct valuation of the borrower's property being financed
• Providing assistance in maintaining credit files and following up on clients inquiries and managed 20 calls per day
• Meticulous attention to detail and accuracy in data entry
• Enhanced credit risk assessment by conducting thorough financial statement analysis and cash flow projections.
• Streamlined the loan approval process for faster results by implementing an efficient credit scoring system.

• Integration of product data from diverse sources into unified software systems, enhancing data accessibility and streamlining analytical processes
• Led a project to automate SKU mapping across multiple datasets, resulting in increased efficiency and accuracy in product identification
• Conducted in-depth data analysis to understand product data complexity, identifying inconsistencies and discrepancies across different platforms
• Utilized Agile methodologies and served as a Scrum Master to ensure project milestones were met on time, enhancing team collaboration and productivity.
• Enhanced data visualization capabilities for better decision-making with the use of advanced BI tools.
• Utilized Python programming and specialized tools such as Fuzzywuzzy and pandas to develop a robust automated mapping solution
• Implemented rigorous validation processes and conducted thorough testing to ensure accuracy and reliability of the solution
• Demonstrated strong communication and teamwork skills, keeping stakeholders informed and soliciting feedback for continuous improvement.

Worked as broker assistant managing all the client related files and helped in submission to settlements.

• Liaise with brokers, clients, lenders, solicitors,and other businesses.
• Establish loan files manually and electronically and orders all exhibits soon after file is received.
• Communicating with and providing support to brokers, lenders, valuation team.
• General office administration work like arranging meetings, documentation, reporting.
• Handled approximately 5 clients files at same time
• Enhanced team productivity by streamlining processes and implementing time-saving strategies.

• Track investment and maintain relevant cash reserves
• Conducted market research and analysis to identify customer needs and preferences
• Analyzed sales data and trends to optimize inventory management and stock replenishment strategies
• Understanding each department's (e.g
• Marketing, Sales) daily processes and goals
• Collaborated with cross-functional teams to improve operational efficiency and customer experience.
• Enhanced interdepartmental communication through regular meetings and collaborative projects.