Summary
Overview
Work History
Education
Skills
Timeline
Generic
Patrick  Bell

Patrick Bell

New Brighton,NSW

Summary

As a Founder, CEO, and ASX-listed Company Director, I specialise in growing people, businesses, and leadership in financial services, while building non-bank private credit platforms, funds management businesses, and alternative investment opportunities that deliver strong, measurable outcomes for investors and stakeholders.

Across a 25+ year career, including key leadership roles since the mid-1990s, I have directly raised over $250 million in investor equity, scaled private credit portfolios from $25 million to $200 million+, led StayCo Hotels to over $14 million in annual revenue, and held senior executive positions at Commonwealth Bank and Bank of South Pacific managing multi-billion-dollar portfolios.

I bring a leadership approach that blends disciplined financial stewardship, operational innovation, and a focus on delivering risk-adjusted returns.

Overview

34
34
years of professional experience

Work History

Chief Executive Officer and Director

Finexia Financial Group Ltd (ASX: FNX)
10.2020 - 02.2025

• Led Finexia’s transformation into a private credit and funds management platform, building institutional credibility, asset growth, and operational scale.
• Served as Executive Director on the Board of ASX:FNX, contributing to strategy, governance, capital markets, and regulatory compliance.
• Expanded and scaled Finexia’s private credit portfolio to over $200 million within three years while maintaining strong credit performance.
• Designed and launched a specialist childcare sector lending product, replicating structured lending models typically dominated by banks.
• Acted as Responsible Manager for multiple registered retail and wholesale funds, overseeing regulatory compliance, governance, and operations.
• Implemented a loan management system adopted by middle market funders and banks, modernising operations and improving risk monitoring.
• Developed and launched new fund structures, achieving institutional ratings and widespread placement on Approved Product Lists and financial advice platforms.
• Engaged with institutional investors and funders to secure over $100 million in wholesale credit facilities and strengthen Finexia’s capital base.
• Led asset origination and capital raising efforts concurrently, attracting wholesale and retail investor funding to drive lending growth.
• Concurrently founded and developed StayCo Hotels and Resorts, raising over $40 million in investor equity and securing institutional debt funding.
• Oversaw acquisition and management of resort assets, delivering strong returns for investors and growing group revenues above $14 million across 350+ holiday lots.
• Directed teams across credit origination, resort operations, fund administration, investor relations, and compliance across both platforms.

Partner

FNX Finance Group
11.2014 - 10.2020

• Acquired an equity stake and joined FNX Finance Group as a Partner, contributing to the firm’s leadership and strategic growth.
• Originated and structured over $600 million in corporate and business finance transactions across Australia.
• Focused on sectors including real estate first mortgage lending, childcare centres, management rights, and industrial property.
• Advised mid-market clients on complex debt structuring, capital solutions, and private funding strategies.
• Led the transition of the firm from a pure finance broking business to a contributory private credit model, providing direct investment opportunities to high-net-worth and wholesale investors.

Executive Manager North Coast NSW Regional and Agr

Commonwealth Bank
01.2013 - 09.2014

• Managed $30m in revenue, $1 billion in loan assets, and $1billion in liabilities for Corporate Financial Services at Commonwealth Bank.
• Advised clients on financial services matters, including treasury functions and complex financial instruments.
• Multi-locations across the North Coast of NSW.

Deputy General Manager Corporate and International

Bank Of South Pacific
01.2011 - 01.2013

• Led Corporate Banking team activities and assisted in formulating a multi-country strategy.
• Managed up to 85 colleagues from diverse backgrounds, handling debt exposures up to $AUD250m.
• Developed relationships with clients including Multinational Resource companies, State-Owned Electricity Generators, Airlines, and Port Operators.

Executive Manager (Various)

Commonwealth Bank
01.2002 - 01.2011

Executive Manager Corporate Financial Services - CBD Sydney (2010 to 2011)

• Managed $55m in revenue, $1.2 billion in loan assets, and $2 billion in liabilities for Corporate Financial Services at Commonwealth Bank.
• Advised clients on financial services matters, including treasury functions and complex financial instruments.
• Specialised in property finance, not-for-profit, education, childcare, and aged care sectors.

• Lead a team of >35 Bankers and Specialists

Executive Manager of Service Excellence Queensland


Executive Manager of Service Excellence Queensland (2009 to 2010)

• Coached and developed 75 Relationship Managers and 12 Executive Managers in Corporate Financial Services in Queensland.
• Conducted observational coaching sessions to enhance client engagement plans.
• Elevated Corporate Banking Queensland to First in customer service, as measured by external firm DBM.


Executive Manager Corporate Financial Services Gold Coast (2006 to 2009)

• Managed 10 Corporate Banking teams, overseeing $1.3B in loan assets and $560M in liabilities, resulting in $31M annual revenue.
• Advised clients on financial services matters, including treasury functions and complex financial instruments, for borrowings up to $100M.


Various Other Roles (2002 to 2006)

Executive Manager Corporate Banking – South-West Qld 2005 – 2006
Relationship Manager / Business Banker / Manager Business Banking
2002 – 2005

Submariner - Petty Officer - Acoustic Warfare Anal

Royal Australian Navy
01.1991 - 01.2002

Chief Analyst 1999 – 2001

Assistant Chief Analyst 1993 – 1999

Education

MBA - Corporate Finance And Accounting

University of Southern Queensland
Toowoomba, QLD
01-2005

BBA - Bachelor of Business

Monash University
Clayton, VIC
01-1999

Skills

  • Executive and organizational skills
  • Risk mitigation
  • Personnel management

Timeline

Chief Executive Officer and Director

Finexia Financial Group Ltd (ASX: FNX)
10.2020 - 02.2025

Partner

FNX Finance Group
11.2014 - 10.2020

Executive Manager North Coast NSW Regional and Agr

Commonwealth Bank
01.2013 - 09.2014

Deputy General Manager Corporate and International

Bank Of South Pacific
01.2011 - 01.2013

Executive Manager (Various)

Commonwealth Bank
01.2002 - 01.2011

Submariner - Petty Officer - Acoustic Warfare Anal

Royal Australian Navy
01.1991 - 01.2002

MBA - Corporate Finance And Accounting

University of Southern Queensland

BBA - Bachelor of Business

Monash University
Patrick Bell