Peter Emery
Bundaberg,Qld
Summary
Successful Financial Planner with over 25 years of experience. Gifted in building client relationships and providing comprehensive strategies for growing wealth. Frequently acknowledged for helping clients exceed profit objectives and grow businesses. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
Overview
34
34
years of professional experience
Work History
Owner/Financial Planner
Lifestyle Financial Planning & Mortgage Broking
10.2009 - 09.2023
- Met with clients to discuss assets, expenses, and long-term and short-term investment goals to devise personalized financial plans.
- Established and deepened existing client relationships through complex financial planning.
- Drafted comprehensive financial plan to offer recommendations and supporting data.
- Provided specialized financial planning support for clients with diverse portfolios and individual needs.
- Interviewed clients to determine current income, expenses, insurance coverage, tax status, financial objectives, risk tolerance and other information needed to develop financial plan.
- Answered clients' questions about purposes and details of financial plans and strategies.
- Developed recommendations specific to client's financial situation on variety of topics.
- Developed and maintained strong relationships with clients to maximize satisfaction.
- Recommended specific investments to help clients meet financial goals.
- Advised clients on investments, retirement and estate planning.
- Assisted clients with budgeting and cash flow management.
- Researched current economic trends and investment opportunities to stay abreast of financial markets.
- Recommended to clients their needs for Personal Insurance, including Life, Total & Permanent Disability, Trauma and Income Protection Insurance.
Senior Financial Planner
Westpac Banking Corporation, WBC
09.1998 - 10.2009
- Developed and maintained strong relationships with clients to maximize satisfaction.
- Helped clients make informed decisions about financial future.
- Analyzed financial needs of clients and developed tailored strategies to meet goals.
- Educated clients on financial topics and best practices.
- Presented financial plans and investment recommendations to clients.
- Monitored and updated financial plans to comply with client goals.
- Educated clients on potential risks and rewards associated with various investments.
- Advised clients on investments, retirement and estate planning.
- Informed clients of strategies for reducing debt and maximizing savings.
- Collaborated with clients to develop customized investment portfolios.
- Recommended to clients their needs for Personal Insurance, including Life, Total & Permanent Disability, Trauma and Income Protection Insurance.
Loan Consultant
GE Finance
01.1996 - 09.1998
- Consulted with customers using positive communication and active listening skills, offering sound feedback and answering critical questions with effective solutions.
- Reviewed customer applications closely to identify any opportunities for further development and revenue.
- Built positive relationships with customers by offering best financing and product options for Personal Loans and Mortgages.
- Educated customers about Personal Loan and Mortgage options, benefits and restrictions.
- Achieved sales goals consistently by tenaciously pursuing new connections and loan opportunities.
- Managed communications as central point of contact for entire lending process.
- Handled paperwork and moved between customers and lending institutions to smoothly resolve any concerns.
- Ensured that all Delinquent (Loans in arrears) Accounts were collected on a monthly basis to meet Targets.
Bank Teller
Westpac Banking Corporation, WBC
11.1989 - 01.1996
- Answered customer inquiries regarding account balances, transaction history, services charges, and interest rates.
- Processed customer transactions promptly, minimizing wait times.
- Built and strengthened customer relationships by leveraging excellent interpersonal and communication skills.
- Completed highly accurate, high-volume money counts via both manual and machine-driven approaches.
- Answered telephone inquiries on checking and savings accounts, loans, and lines of credit.
- Provided customer records, account statements and copies of checks.
- Balanced cash drawer daily and resolved discrepancies to provide accurate data regarding cash flow.
- Sold and cross-sold bank products to new and existing customers.
- Maintained in-depth knowledge of bank products and services to provide appropriate recommendations to customers.
- Monitored and reported suspicious activity in line with bank security policies.
- Identified sales opportunities and referred customers to branch partners in financial services.
- Maintained friendly and professional customer interactions.
- Counted, verified and handled bank deposits and armoured car transactions.
- Educated customers on use of banking website and mobile apps.
- Learned about customer's financial needs, established trust, and optimized sales opportunities resulting in quality customer service.
Education
Securities And Derivatives - Financial Planning
Financial Planning Association (Finsia)
Remote04.2005
Certified Financial Planning Degree - Financial Planning
Financial Planning Association (Finsia)
Remote02.2003
Advanced Diploma (Financial Planning) - Financial Planning
Financial Planning Association (Finsia)
Remote06.2000
Skills
- Multitasking
- Excellent Communication
- Social Perceptiveness
- Customer Service
- Supervision and Leadership
- Attention to Detail
- Quality Assurance
- Analytical and Critical Thinking
- Dependable and Responsible
Affiliations
- Rotary International
Golf, Fishing, Travel, Rugby Union
I enjoy playing Golf and the occasional Fishing Trip. When I have the time I take my Caravan away and explore our own backyard of Australia. I have played Sports all my life from Cricket, Tennis, Rugby League and Rugby Union. I have also had a position of Senior Coach of ATW Falcons.
Timeline
Owner/Financial Planner
Lifestyle Financial Planning & Mortgage Broking
10.2009 - 09.2023
Senior Financial Planner
Westpac Banking Corporation, WBC
09.1998 - 10.2009
Loan Consultant
GE Finance
01.1996 - 09.1998
Bank Teller
Westpac Banking Corporation, WBC
11.1989 - 01.1996
Securities And Derivatives - Financial Planning
Financial Planning Association (Finsia)
Certified Financial Planning Degree - Financial Planning
Financial Planning Association (Finsia)
Advanced Diploma (Financial Planning) - Financial Planning
Financial Planning Association (Finsia)
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