Competent Credit Analyst bringing a wealth of experience in analysing documentation to determine the level of risk involved. Offering excellent time management and interpersonal skills and a desire to work for a leasing and financial company.
Overview
12
12
years of professional experience
Work History
Credit Analyst
Peninsula Lending Co
04.2023 - Current
Assessed credit risk and analysed financial statements.
Analysed customer data such as financial statements to determine level of risk involved for extending credit.
Analysed credit scores to determine borrowers' creditworthiness.
Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
Assessed client data against lender policy
Multi Unit Franchise Owner Aussie Home Loans
Self Employed
12.2015 - 04.2023
Proven ability to learn quickly and adapt to new situations.
Demonstrated leadership skills in managing projects from concept to completion.
Demonstrated strong organizational and time management skills while managing multiple projects.
Worked effectively in fast-paced environments.
Developed and maintained relationships with local real estate agents. Submitted loan applications to the underwriter for verification and recommendations.
Reviewed residential loan application files to verify completeness of data to meet established standards of investors.
Conduct applicants interviews which were intended to obtain and verify information required for mortgage loan applications.
Review residential and commercial loan application to verify that the application data is complete and meets standards/guidelines.
Originated mortgage loan applications by considering the purchase or refinancing of existing mortgages both residential and commercial.
13 years experience as a mortgage broker
Mortgage Broker
Beachside Finance Solutions Self Employed
01.2012 - 12.2015
Negotiated loan terms and conditions with clients to maximize profitability.
Assessed clients' financial data to determine loan suitability.
Collaborated with and facilitated communications between borrowers and lenders to obtain ideal loans for home purchases.
Mentored other mortgage brokers in methods to help each land new clientele.
Education
Diploma Mortgage Broking - Mortgage Broking
AAMC
11.2015
Advanced Diploma Financial Planning - Financial Planning And Services
AAMC
01.2012
Self Managed Superannuation Funds Course - Financial Planning And Services
Kaplan Education
01.2012
Cert IV Mortgage Broking - Mortgage Broking
AAMC
07.2010
Diploma Financial Planning - Financial Planning And Services
Kaplan Education
01.2008
Skills
Construction Loans
Business and Commercial Loans
Private lending Loans
Residential Loans
Franchise Operations
Un-secured Loans
Equipment Finance
Asset Finance
Timeline
Credit Analyst
Peninsula Lending Co
04.2023 - Current
Multi Unit Franchise Owner Aussie Home Loans
Self Employed
12.2015 - 04.2023
Mortgage Broker
Beachside Finance Solutions Self Employed
01.2012 - 12.2015
Diploma Mortgage Broking - Mortgage Broking
AAMC
Advanced Diploma Financial Planning - Financial Planning And Services
AAMC
Self Managed Superannuation Funds Course - Financial Planning And Services
Kaplan Education
Cert IV Mortgage Broking - Mortgage Broking
AAMC
Diploma Financial Planning - Financial Planning And Services
Managing Director at Peninsula Merchandising Ltd, (Retail Division of Peninsula Hotel Group)Managing Director at Peninsula Merchandising Ltd, (Retail Division of Peninsula Hotel Group)