Prabhmeet Singh

• Directed financial and operational performance across 13 branch locations, ensuring alignment with Axis Bank’s strategic and financial objectives.
• Led the preparation of monthly, quarterly, and annual financial statements including balance sheets and income statements, ensuring accuracy and compliance with accounting standards.
• Supervised a team of 10+ employees, conducting training and performance reviews to boost productivity.
• Monitored loan proposals and client financials, evaluating creditworthiness through financial ratio analysis, credit history, and risk indicators.
• Conducted internal audits, ensuring strict compliance with regulatory standards, RBI policies, and internal controls.
• Provided financial advisory services on investment strategies, capital raising, profit distribution, and operational cost management.
• Cross-sold financial products like digital banking, trade finance, treasury services, and insurance, expanding client portfolios.
• Participated in strategic data analysis to identify business opportunities and recommend improvements in branch efficiency and financial performance.

• Reviewed and verified financial records using Tally and Busy, ensuring compliance with Indian Accounting Standards (Ind AS) and regulatory requirements.
• Performed bank, vendor, and customer ledger reconciliations to detect and rectify discrepancies, ensuring accuracy and completeness of financial data.
• Prepared and finalized Profit & Loss Accounts, Balance Sheets, and Cash Flow Statements in compliance with applicable reporting frameworks.
• Conducted tax audits and statutory filings in coordination with auditors, ensuring timely and accurate submissions.
• Delivered complete income tax return preparation services for individuals, firms, and companies under the Income Tax Act.
• Provided tax planning and advisory services, including GST, TDS, and income tax, helping clients minimise liabilities and remain compliant.
• Interpreted accounting data to support financial decision-making and presented findings in client-facing reports.

Deputy Manager (Team Leader), Zonal Office – Ranjit Avenue

Jan 2018 – Sep 2019

• Managed and trained a team of 3 in operational and financial functions; led financial closings, internal audits, and financial report preparation.
• Reviewed and enhanced branch-level accounting systems, ensuring accuracy and compliance.
• Oversaw and guided credit proposal assessments using financial ratio analysis, client histories, and credit score evaluations.
• Delivered actionable financial insights to support strategic decision-making and funding initiatives.
• Directed risk assessments, resolved complex issues, and led annual closings in collaboration with audit teams.

Assistant Manager, Head Office Mall Road Branch

Oct 2016 – Dec 2017

• Led Forex operations, including monitoring limits, SWIFT transactions, and foreign currency management.
• Ensured regulatory compliance and internal control in loan application evaluations.
• Conducted deep-dive analysis of project financials, creditworthiness, and risk parameters.
• Supported monthly/quarterly/year-end financial closings and audit preparations.
• Provided client advisory on investments, funding, and insurance products.

Assistant Manager, Court Road Branch

Oct 2015 – Sep 2016

• Assessed customer financing needs by analysing financial statements, project viability, and business sustainability.
• Conducted reviews of client financial histories, enabling informed decisions on loan approvals.
• Assisted in preparing income statements, balance sheets, and supported audit activities.
• Delivered financial advisory services on investment and fundraising options.

• Identified potential clients via cold calling, research, and networking.
• Built and maintained strong client relationships.
• Worked cross-functionally with internal teams to deliver customized solutions.
• Analyzed financials to support client advisories and proposal structuring.

• Processed vendor payments and reconciled supplier statements.
• Generated invoices and ensured revenue tracking.
• Assisted payroll processing and tax compliance.
• Contributed to monthly P&L preparation and reporting.

• Assisted in tax return filings and legal documentation.
• Liaised with auditors, courts, and clients to ensure compliance.
• Supported VAT and income tax return submissions.