Summary
Overview
Work History
Education
Skills
Certification
OTHER INFORMATION
Timeline
Generic

Qiling (Elaine) Cen

Australia

Summary

Strategic business analyst with over 8 years of experience in regulatory compliance and digital transformation. Expertise in translating complex regulatory requirements into actionable operational solutions within highly regulated environments (Macquarie Bank, RBA and PwC), driving significant business improvements through data-driven strategies and effective stakeholder engagement. Demonstrated success in aligning cross-departmental teams to achieve consensus on solutions, resulting in $100M in capital efficiency through business rules redesign. Proven ability to enhance operational efficiency and mitigate compliance risks by implementing strategic processes and training over 200 staff in digital tools, significantly reducing audit processing time by 40%.

Overview

10
10
years of professional experience
1
1
Certification

Work History

Manager – Group Treasury Capital Change and Treatments

Macquarie Group
05.2023 - Current
  • Interpreted regulatory prudential requirements and redesigned capital calculation rules for the $6 billion capital business portfolio.
  • Engaging stakeholders across risk, business and Group Treasury to agree and implement the solutions.
  • Designed and implemented Line 1 controls to manage operational and capital risk for business portfolios across multiple regions (APAC, UK, US).
  • Coordinated senior management across 5+ departments to provide insights and drive meaningful discussions in the Capital Review Forum to meet prudential risk policy requirements.
  • Developed reports and dashboards to analyse drivers for the $7 billion retail and wholesale portfolios, enabling proactive adjustments to compliance strategies.
  • Analysed the capital impacts from emerging topics, bridging policy gaps between regulatory requirements and credit and accounting policies.
  • Led two junior team members in financial analysis and regulatory interpretation.
  • Coordinating knowledge sharing sessions for team members across the department.

Risk Advisor, Risk and Compliance

Reserve Bank of Australia
04.2022 - 04.2023
  • Led enterprise risk reporting and emerging risk report to the Risk Management Committee, translating technical risk data into actionable insights for senior management.
  • Co-led the Key Risk Indicator (KRI) program design and rollout across 6 departments.
  • Delivered emerging risk (ESG, third-party supplier risk etc.) insights through cross-disciplinary research and data analysis.
  • Provided guidance to Line 1 risk reporting, simplifying governance communication.
  • Supported risk capability-building sessions and risk framework training across the Bank under ISO 3000 Risk Management Guidelines.

Risk & Regulatory Assurance Manager

PwC Australia
06.2021 - 04.2022
  • Led assurance reviews and internal audit projects for Australian and foreign banks under APRA prudential framework (CPS 220 Risk Management, APS 220 Credit Risk Management, CPG 235 Manage Data Risk.), identifying gaps and recommending solutions to meet regulatory requirements for senior stakeholders.
  • Led a team of 10 people to deliver a firm wide transformation program to digitise the audit practice (approximately 200 people), increasing efficiency by 30-50%.

Auditor to Senior Auditor

PwC Australia
12.2015 - 06.2021
  • Audited the design and implementation of a major bank's end to end process and controls in regulatory and financial reporting, adopting digital approach on testing.
  • Delivered regulatory compliance advisory across APRA, ASIC, and RBA requirements.
  • Coordinated audit plan with specialist teams (i.e. model experts, data scientists) on complex and technical topics.

Education

Bachelor of Business - Accounting & Finance

University of Technology Sydney (UTS)
01.2016

Skills

  • Strategic Business Analysis
  • Regulatory & Compliance
  • Stakeholder Leadership
  • Digital Transformation
  • Coaching and Training

Certification

  • Chartered Accountant (CAANZ), 2020
  • Alteryx Designer Core Certification 2025
  • Business Analytics with Tableau (PwC & Udacity), 2021

OTHER INFORMATION

  • Australian Citizen | Eligible for Baseline Security Clearance
  • References available upon request

Timeline

Manager – Group Treasury Capital Change and Treatments

Macquarie Group
05.2023 - Current

Risk Advisor, Risk and Compliance

Reserve Bank of Australia
04.2022 - 04.2023

Risk & Regulatory Assurance Manager

PwC Australia
06.2021 - 04.2022

Auditor to Senior Auditor

PwC Australia
12.2015 - 06.2021

Bachelor of Business - Accounting & Finance

University of Technology Sydney (UTS)

Similar Profiles

CREATE PROFILE
Qiling (Elaine) Cen