Rajat Bajpai
Sydney,NSW
Summary
Experienced Finance professional contributing to team success through hard work, attention to detail and excellent organizational skills. Coming with clear understanding of credit risk, investment and asset management. I am proficient in financial modelling, problem solving and building excellent client relationships. A professional who believes in learning new concepts with a proven history of improving outcomes.
Overview
3
3
years of professional experience
Work History
Senior Lending Consultant
Wisr Finance Pty Ltd
10.2022 - Current
- Consulting with finance brokers about credit opportunities, decision and the risk related to potential and submitted applications.
- Troubleshooting application issues using the company lending policies and optimising them to find appropriate solutions for the clients through financial analysis.
- Support growth and credit team with strategy making by analysing and evaluating current policies and structures.
- Mentoring and helping junior team members whenever required in order to maintain premium customer satisfaction.
- Identifying training and development needs within the team, and developing individual or team training to develop the team in these opportunities.
Lending Consultant
Wisr Finance Pty Ltd
08.2021 - 10.2022
- Assess credit risk and analyse financial statements while closely monitoring loan lifecycle.
- Consult and advice Finance brokers by successfully identifying Lending risk and loan servicing issues. Mitigating risk by recommending solutions in accordance with company guidelines.
- Closely monitored performance of current portfolio of specialty loans and made changes to achieve performance targets.
- Perform Due Diligence in accordance with ASIC and AFCA guidelines.
Business Finance Analyst
Sapphire Petroleum Pty Ltd
10.2020 - 08.2021
- Increased revenue 20% by actively assisting with financial management, including business strategy and developing effective client relationships.
- Developed valuation models to determine the intrinsic value of asset/ property through discounted cash flow model and determine the acquisition price through leverage buyout model.
- Successfully dealt with current and potential clients over phone calls, emails and in person for development of new deals and prospects.
Education
Master of Business - Finance
University of Wollongong
Wollongong12.2020
Bachelor of Engineering - Mechanical Engineering
Sharda University
New Delhi05.2017
Skills
- Financial Modelling
- Credit and Risk Analysis
- Excellent Client relationship management
- Strong attention to detail
- Credit Due Diligence
- Proficient in Microsoft Excel
- Loan Portfolio Monitoring
- Credit Reviews
- Credit History Review
- Corporate Financial Statements
- Basic knowledge of SQL and R
References
Andrea Teran
Head of Customer Success - Wisr Finance Pty Ltd
a.teran@wisr.com.au
Timeline
Senior Lending Consultant
Wisr Finance Pty Ltd
10.2022 - Current
Lending Consultant
Wisr Finance Pty Ltd
08.2021 - 10.2022
Business Finance Analyst
Sapphire Petroleum Pty Ltd
10.2020 - 08.2021
Master of Business - Finance
University of Wollongong
Bachelor of Engineering - Mechanical Engineering
Sharda University
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