RAJENDRA SAHA
Senior Accounts Officer | CPA Associate Member
Leppington
Summary
Results-driven Senior Finance Professional with over 13 years of experience in financial analysis, budgeting, forecasting, and strategic reporting across the public, healthcare, and not-for-profit sectors. Currently completing the CPA Program (4 out of 6 subjects completed), with a strong foundation in financial governance, risk management, and performance analysis. Skilled in analyzing large and complex data sets to deliver actionable insights that support executive decision-making and align with organizational priorities. Proven track record in month-end reporting, variance analysis, financial modelling, and stakeholder engagement. Extensive experience with government funding frameworks, including NDIS and aged care models, and a strong command of financial systems and compliance requirements. Recognized for driving process improvements, leading high-performing teams, and supporting continuous business optimization.
Overview
15
15
years of professional experience
4025
4025
years of post-secondary education
Work History
Senior Accounts Officer
Proveda Limited
07.2024 - Current
- Lead financial operations for a healthcare provider delivering aged care and NDIS services, managing a team of five finance professionals.
- Prepare and deliver high-quality financial reports, quarterly statements, and performance dashboards to support executive and board-level decision-making.
- Conduct in-depth budget variance analysis across complex, multi-source government funding streams, identifying financial risks, and opportunities for improved allocation.
- Support strategic planning by developing annual budgets and quarterly forecasts, aligning resource allocation with program priorities, and funding conditions.
- Extract and analyze large datasets using financial systems to produce meaningful insights, enabling evidence-based decision-making by senior leadership.
- Monitor operational expenditure against approved budgets, providing early warnings, and corrective action plans for emerging variances.
- Collaborate with program managers and cross-functional teams to align service delivery with budget constraints and organizational objectives.
- Lead capability development through staff mentoring, workflow planning, and structured training initiatives within the finance function.
- Drive process improvement by reviewing and updating finance SOPs biannually, improving efficiency and compliance.
- Coordinate external audits, ensure timely submission of acquittal reports, and maintain full compliance with internal policies, government funding guidelines, and healthcare regulations.
Accounts Officer
Proveda Limited
07.2019 - 06.2024
- Specialized in high-volume financial transaction processing and analysis, with a focus on government funding systems.
- Processed approximately 400 invoices per week with a 99.8% accuracy rate, while maintaining strict compliance standards.
- Performed a comprehensive analysis of accounts payable and receivable transactions, with detailed variance reporting.
- Prepared weekly payment runs and monthly aged receivable reports, with analytical insights and recommendations.
- Systems and Process Management: Processed NDIS claiming and reconciliation of revenues between systems with precision and analytical review.
- Performed general ledger reconciliations for month-end processes, and bank/credit card reconciliations.
- Set up customer profiles and payment collections, managing debtor follow-up processes effectively.
- Monitored accounts inbox and responded to inquiries promptly, investigating account discrepancies.
Administrator, Accounts and Client Services
S E Rentals PTY LTD
02.2016 - 06.2019
- Managed financial operations for equipment finance company with focus on daily analysis and reporting.
- Conducted daily bank reconciliations and allocated vendor/client payments with 100% accuracy.
- Prepared weekly financier reports with detailed analysis and manually invoiced high-value clients.
- Performed monthly reconciliation of financier reports with portfolio invoices and Balance Sheet reconciliation.
- Generated asset depreciation and amortization schedule reports from ERP system.
- Created payout calculator tool eliminating manual calculations and reducing processing time by 50%.
- Process Improvement Leadership: Successfully implemented Xero Online replacing MYOB, increasing productivity by 30%.
- Developed advanced Excel-based inertia reporting system improving secondary income tracking accuracy.
Team Leader, Business Service Centre
Commonwealth Bank of Australia
07.2014 - 01.2016
- Led high-performing team while driving productivity improvements and business development initiatives.
- Managed performance through coaching and development plans.
- Developed and maintained performance reporting including staff productivity and KPI metrics.
- Drove productivity improvements across teams through continuous improvement programs and data analysis.
- Assisted in Business Banking national project initiatives and reported outcomes to senior management.
- Conducted outbound calls to identify business opportunities and facilitate customer retention.
- Built networks with internal and external stakeholders, establishing valued business relationships.
- Recognition: Won CBA Excellence Awards Q1 2013 for high performance and outstanding team contribution.
Point of Reference Specialist
Commonwealth Bank of Australia
07.2012 - 06.2014
- Provided specialized support for high-value clients and complex financial query resolution.
- Provided ongoing support to 1st level associates facing complex queries and handled escalations.
- Served as the first point of contact for high-value clients (Bunnings, David Jones, Caltex, Metcash) for technical issues.
- Provided training to associates through various training sessions and escalated complex queries appropriately.
Business Service Centre Associate
Commonwealth Bank of Australia
01.2011 - 06.2012
- Provided superior service and support for B&PB transactional banking channels including EFTPOS analysis.
- Delivered superior customer service and support for transactional banking channels.
- Investigated and provided solutions to client enquiries using procedures and support systems.
- Provided critical after-hours support to customers from various banking services.
Education
CPA Certification
CPA Australia
Sydney, Australia01-2026
Master of Business Administration - Project Management, Finance
University of Southern Queensland
Toowoomba, Australia01-2014
Bachelor of Commerce - Professional Accounting
Macquarie University
North Ryde, NSW01-2010
Skills And Core Competencies
- Financial Analysis & Reporting – Variance analysis, forecasting models, KPI development, monthly/quarterly reports
- Cash Flow & Liquidity Management – Cash forecasting, liquidity oversight, banking operations (CommBiz, multi-bank platforms)
- Budgeting & Planning – Annual budgets, quarterly forecasts, capital expenditure planning, multi-source budget management
- Government & Compliance – Government funding compliance, grant budgeting, AASB/IFRS standards, audit coordination
- Process Improvement – SOP development, workflow optimization, system enhancements, change management
- Technical Proficiency – Oracle NetSuite ERP, Microsoft Excel (advanced), Xero, MYOB, Tableau, Power BI, NDIS Proda, QuickBooks
- Stakeholder Engagement – Cross-functional collaboration, agency support, Treasury forums, financial advisory
- Leadership & Team Support – Mentoring, performance oversight, cross-training, fostering high-performing finance teams
Accomplishments
- Created a comprehensive NDIS billing template for Proda portal, eliminating manual claims processing and increasing team productivity by 25%.
- Led Xero Online implementation replacing MYOB software, resulting in 30% increased productivity and enhanced daily banking processes efficiency.
- Updated and developed new processes for inertia reporting and reconciliation using advanced Excel functions, improving secondary income tracking accuracy by 40%.
- Developed payout calculator tool eliminating manual calculations and reducing processing time by 50%.
Timeline
Senior Accounts Officer
Proveda Limited
07.2024 - Current
Accounts Officer
Proveda Limited
07.2019 - 06.2024
Administrator, Accounts and Client Services
S E Rentals PTY LTD
02.2016 - 06.2019
Team Leader, Business Service Centre
Commonwealth Bank of Australia
07.2014 - 01.2016
Point of Reference Specialist
Commonwealth Bank of Australia
07.2012 - 06.2014
Business Service Centre Associate
Commonwealth Bank of Australia
01.2011 - 06.2012
CPA Certification
CPA Australia
Master of Business Administration - Project Management, Finance
University of Southern Queensland
Bachelor of Commerce - Professional Accounting
Macquarie University
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