Ram Kumar Acharya
Biratnagar,Koshi
Summary
I am Ram Acharya, a highly experienced and dedicated finance professional with over 25 years of service at Grameen Bikas Laghubitta Bittiya Sanstha, where I successfully held positions as Accountant Manager and Branch Manager. Throughout my career, I have developed deep expertise in financial management, branch operations, credit analysis, loan recovery, and regulatory compliance. I bring a strong commitment to accuracy, leadership, and community-focused banking. Although currently retired, I remain passionate about learning and growth, and I am confident that my knowledge, skills, and experience will allow me to make meaningful contributions to any institution I become part of. I take pride in performing all responsibilities to the highest professional standards.
Overview
26
26
years of professional experience
Work History
Branch Manager
Chimdi Branch Biratnagar
Biratnagar
06.1999 - 04.2025
Accountant Manager — Grameen Bikas Laghubittiya sanstha(Nepal)
Key Responsibilities:
- Supervised and led the finance department, ensuring accurate recording and reporting of financial transactions in compliance with NRB (Nepal Rastra Bank) regulations.
- Prepared monthly, quarterly, and annual financial statements including balance sheet, income statement, and cash flow reports.
- Managed internal accounting systems, budgeting, and forecasting processes to support strategic planning and sustainable financial growth.
- Oversaw loan disbursement and repayment tracking, ensuring timely reconciliations and portfolio risk assessment.
- Ensured proper fund utilization and managed liquidity to support daily operational and lending activities.
- Conducted internal audits, monitored internal control systems, and implemented recommendations to minimize financial risk and fraud.
- Liaised with external auditors, NRB inspectors, and tax authorities for statutory audits, compliance reviews, and reporting.
Accountant Manager
Grameen Bikas Bank Kathari
Biratnagar
06.1999 - 04.2025
Accountant Manager — Grameen Bikas Laghubittiya sanstha(Nepal)
Key Responsibilities:
- Supervised and led the finance department, ensuring accurate recording and reporting of financial transactions in compliance with NRB (Nepal Rastra Bank) regulations.
- Prepared monthly, quarterly, and annual financial statements including balance sheet, income statement, and cash flow reports.
- Managed internal accounting systems, budgeting, and forecasting processes to support strategic planning and sustainable financial growth.
- Oversaw loan disbursement and repayment tracking, ensuring timely reconciliations and portfolio risk assessment.
- Ensured proper fund utilization and managed liquidity to support daily operational and lending activities.
- Conducted internal audits, monitored internal control systems, and implemented recommendations to minimize financial risk and fraud.
- Liaised with external auditors, NRB inspectors, and tax authorities for statutory audits, compliance reviews, and reporting.
Education
Bachelors in Commerce -
Mahendra Morang Campus
Biratnagar03.1987
Skills
With over 25 years of experience i accounting and management ,i am capable of handling any task related to financial operations , team leadership compliance and branch administration in both Microfinance, Banking and other sectorsI remain eager to learn and am fully committed to contribute my skills and experience to any institution i join, striving to perform at the highest standard
Timeline
Branch Manager
Chimdi Branch Biratnagar
06.1999 - 04.2025
Accountant Manager
Grameen Bikas Bank Kathari
06.1999 - 04.2025
Bachelors in Commerce -
Mahendra Morang Campus