Summary
Overview
Work History
Education
Skills
Software
Hobbies
Timeline
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Raphael Joseph

Raphael Joseph

Ashmore,QLD

Summary

Professional Summary

Detail-oriented professional with 4.5 years of experience in Financial banking. Strong analytical aptitude of customer due diligence process and methodology to identify patterns and trends to communicate risks to management. Successful managing multiple competing priorities and deadlines.

Overview

6
6
years of professional experience

Work History

Senior KYC Analyst /Senior Associate

Accenture (National Australia Bank(NAB))
04.2022 - 04.2024
  • Analyzed and investigated clients to conduct detailed customer due diligence and enhanced due diligence review.
  • Analyzed Trust Deed documents along with checking of Ultimate Beneficial Owners (UBO) and Beneficiaries
  • Adjusted end-to-end KYC process needs to align with workforce capabilities.
  • Supported KYC processes for prospective and existing customers.
  • Member of Senior Blocks Team, responsible for blocking customer accounts that did not meet KYC (Know Your Customer) requirements.
  • Provided guidance and training to junior analysts, fostering a culture of continuous learning within the team.
  • Prepared high-risk reviews with results and recommendations for customer onboarding, closure and retention.

Financial Analyst

Infosys
10.2019 - 03.2022
  • Senior Process Executive (Customer screening)
  • Dealt with EDD and CDD investigations
  • Identifies accurate risk ratings for customers to highlight high risk jurisdictions
  • Specialization in WLF and Onboarding customers
  • Quality check Team
  • Background verification on individuals and Entity.
  • Used strong analytical and problem-solving skills to develop effective solutions for challenging situations.

Risk Analyst Intern

Bounce (Bike Rental and Electric scooter (EV)startup)
01.2019 - 04.2019
  • Strengthened communication skills through regular interactions with others.
  • Analyzed the operation cost and risk factors for bike rentals and EV

Accountant

Green tower
05.2018 - 12.2018

Education

Bachelor of Arts - Bcom (Finance)

Dayananda Sagar College of Commerce
Bangalore
06-2019

12th (CBSE)

Viswadeepthi School
Idukki, Kerala
03-2015

10th (CBSE)

Vidyodaya School
Kochi, Kerala
03-2013

Master of Arts - Masters of Finance(Professional)

Bond University
Gold Coast, QLD
02.2026

Skills

  • Great communication skills
  • Analytical thinking abilities
  • Flexibility
  • People management
  • Risk management assurance
  • Training and mentoring
  • Fraud detection techniques
  • AML Compliance
  • Know Your Customer
  • Compliance Reporting
  • Enhanced Due Diligence

Software

MS Office

Powerpoint

Siebel (Banking software)

Ebobs (Banking software)

Hobbies

Football

Reading


Timeline

Senior KYC Analyst /Senior Associate

Accenture (National Australia Bank(NAB))
04.2022 - 04.2024

Financial Analyst

Infosys
10.2019 - 03.2022

Risk Analyst Intern

Bounce (Bike Rental and Electric scooter (EV)startup)
01.2019 - 04.2019

Accountant

Green tower
05.2018 - 12.2018

Bachelor of Arts - Bcom (Finance)

Dayananda Sagar College of Commerce

12th (CBSE)

Viswadeepthi School

10th (CBSE)

Vidyodaya School

Master of Arts - Masters of Finance(Professional)

Bond University

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Raphael Joseph