Summary
Overview
Work History
Education
Skills
PERSONAL ATTRIBUTES
Timeline
Generic

Richa Sharma

Canning Vale,WA

Summary

I am a dedicated and Outcome-driven Financial Crime Analyst with experience in detecting, investigating, and preventing financial crimes, including money laundering, fraud, and sanctions violations. Skilled in transaction monitoring, risk assessment, and regulatory compliance (AML/CFT, KYC, CDD). Adept at preparing SARs/STRs and collaborating with law enforcement and compliance teams. Detail-oriented, analytical, and committed to maintaining the integrity of financial systems.

Overview

13
13
years of professional experience

Work History

Financial Crime Analyst

Cash Converters Pty Ltd
01.2021 - Current
  • Reviewed and analysed transactional data to detect potential money laundering (AML), fraud, or terrorism financing (TF).
  • Prepared and filed Suspicious Matter Reports (SMRs) with AUSTRAC
  • Assessed high-risk customers (PEPs, sanctions, high-net-worth individuals).
  • Investigated fraudulent transactions, identity theft, Application Fraud, Welfare Fraud and Police Seizures etc.
  • Analyzed large amounts of data to find patterns of fraud and anomalies.
  • Collaborated with law enforcement (AFP, state police) when required.
  • Performed risk assessments to determine level of fraud risk and prioritize investigations.

Accounts Clerk

Lotus Foreign Exchange Pty Ltd
01.2019 - 09.2020
  • Efficiently managing the reporting requirements with regards to Audit Compliance
  • Processing invoices, helping in administrative duties and assisting in Payroll function at operational level.
  • Assisted the reporting manager with Accounts Payables and Accounts Receivable functions: matching currency deliveries with the purchase order, updating figures in the software, generating reporting, verifying the invoices with respective suppliers.
  • Preparation of the compliance reports for the auditors
  • Bank and General Ledger Reconciliations
  • Payroll for staff timesheets in MYOB

Accounts Intern

Multicultural Care Pty Ltd
02.2020 - 04.2020
  • Gained experience to work on healthcare software TCM
  • Experience in XERO and MYOB
  • Assisting Finance department with Accounts Payable
  • Assisting in day to day operations of Finance department-invoicing, reporting
  • Bank and direct debit reconciliations along with initiating Bank deposits
  • Learning BSS Kms and Time calculation for Payroll
  • Project include to work for NDIS, HCP, STRC and CHSP government funded projects

Forex Consultant & AML Compliance

Lotus Foreign Exchange Pty Ltd
01.2017 - 01.2019
  • Demonstrated excellent customer service skills in a busy, highly competitive sales environment
  • Responsible for cash handling: around $40,000 daily along with various administrative duties
  • Banking: Accurately maintaining record of Bank’s funds (deposits and withdrawals)
  • Ensure that the AML/CFT Programme and Policies and KYC compliance procedures related to foreign currency
  • MoneyGram: sending and receiving money and Telegraphic Transfer: local and overseas
  • Process the inter branch currency exchange and Travelex FX deals, reports and reconciliations of balance and inter branch remittances
  • Conducting due diligence as per Enhanced customer due diligence and reporting suspicious matter through SMR
  • Training for Compliance – Anti Money Laundering and Counter Terrorism Funding

Accounts Clerk and CA Internship

Sandeep Ramesh Gupta & Co.
01.2012 - 01.2015
  • Interned for 3 years in a CA Firm –Sandeep Ramesh Gupta & Co.
  • Handled Accounting, Audit and Tax Assignments
  • Provided support for the annual audit
  • Assisted Accounting Manager with different projects
  • Reconciled bank statements and ledger accounts

Education

Professional Year Program - Australian workplace skill, Australian business culture, Professional Communication skills

Performance Education
06.2025

Masters of Professional Accounting - undefined

Macquarie University
01.2019

Bachelor’s in Commerce(H) - undefined

Delhi University
01.2013

CA (INTER) Qualified - undefined

Institute of Chartered Accountants of India
01.2012

Skills

  • Knowledge for KYC Norms with regards to Foreign currencies
  • Data analysis
  • Effective communication
  • Transaction monitoring
  • Strong analytical skills with a commitment to continuous improvement
  • mitigating financial crime risks in line with Australian legislation (AUSTRAC, AML/CTF Act)
  • Fraud Detection & Investigation
  • Transaction Monitoring & Suspicious Activity Reporting (SAR/STR)

PERSONAL ATTRIBUTES

  • Communication skills:
  • Proficient Verbal and Written Communication Skills demonstrated through 2 years of customer service experience in current role
  • Good confidence and career driven individual
  • Accuracy and Time management skills:
  • Experienced to work independently and as part of team in a fast- paced environment
  • Attention to Detail: Accurately reporting and balancing foreign currencies balances and meeting deadlines
  • Enthusiastic, hardworking and eager to learn:
  • Reliable and trustworthy with a strong work ethic and values
  • A high achiever; ability to multi-task and a quick learner with regards to concept or software

Timeline

Financial Crime Analyst

Cash Converters Pty Ltd
01.2021 - Current

Accounts Intern

Multicultural Care Pty Ltd
02.2020 - 04.2020

Accounts Clerk

Lotus Foreign Exchange Pty Ltd
01.2019 - 09.2020

Forex Consultant & AML Compliance

Lotus Foreign Exchange Pty Ltd
01.2017 - 01.2019

Accounts Clerk and CA Internship

Sandeep Ramesh Gupta & Co.
01.2012 - 01.2015

Masters of Professional Accounting - undefined

Macquarie University

Bachelor’s in Commerce(H) - undefined

Delhi University

CA (INTER) Qualified - undefined

Institute of Chartered Accountants of India

Professional Year Program - Australian workplace skill, Australian business culture, Professional Communication skills

Performance Education

Similar Profiles

CREATE PROFILE
Richa Sharma