Richard Kerbey

Richard is a highly skilled and experienced insurance professional with over 20 years of expertise in broking, placement, and risk management. He currently serves as the Head of Alternative Risk Transfer and Risk Financing at Gow-Gates Group, where he leverages his deep knowledge of complex insurance programs to deliver innovative solutions for clients across diverse industries. Having held senior executive roles with leading global brokers such as Marsh and Aon, Richard is recognized as a subject matter expert in structuring and placing challenging and hard-to-place risks, across all spectrums of the insurance market. His expertise spans the design and execution of bespoke risk transfer solutions, including alternative risk financing, captive insurance, reinsurance, and self-insurance programs. Richard’s extensive experience covers all industries, from SMEs to multinational corporations, and includes complex risk sectors such as construction, energy, transportation, financial services, and emerging markets. He excels in navigating difficult and evolving risks, utilizing his expert knowledge to place and structure solutions for risks that are traditionally considered difficult to insure. He has developed a reputation for delivering creative, compliant, and cost-effective insurance and risk management solutions. Richard’s qualifications include a Diploma in Financial Services, Qualified Practicing Insurance Broker certification, and expert accreditation in Risk Management and Complex Insurance Solutions, which further solidify his standing as a leader in the insurance broking and placement field.