Accomplished technology executive with a demonstrated ability to develop strategy, build capability and enable organizations in complex environments.
Worked in many locations (Australia, Africa, India, Indonesia, the Middle East, United Kingdom, and SE Asia) building scaled independent teams across different geographies to deliver value.
Passionate about leveraging technology and data to drive innovation, create utility and deepen customer relationships.
Established a digital banking unit to execute digital strategy, capability build and execution:
Led a team of ~600 technologists accountable for change and run for all core customer technologies, including CRM, product systems, payments and utility services:
Accountable for all aspects of technology across NAB's 'UBank' digital bank, along with NAB Wealth, HR, Treasury and Risk divisions. Outcomes included:
Accountable for change and run of NAB's core customer technologies supporting the consumer and business banking segments. Peak team size (on and offshore) of ~ 1200 @ Sep '19, covering all facets of technology. Achievements:
Hands on, regionally accountable technology leader supporting the build of CBA's Tyme fintech acquisition across South Africa, India, and Indonesia. Highlights included:
Accountable for technology design and build for CBA's retail digital channels:
Amalgamated all retail bank digital technology teams into a single Online Solutions team. Managed out performance issues and streamlined the delivery operating model. Outcomes delivered:
Led the technology design and delivery for Australia's first digital business banking platform 'CommBiz', migrating 28,000 business customers from legacy VPN and proprietary systems. First successful $200m online transaction executed 08/2006.
Various engineering and tech lead outcomes, including
(Ref: https://www.gartner.com/en/documents/507972/case-study-commonwealth-bank-of-australia-s-commsee-is-a)
Various software engineering roles across e-Commerce, Telecommunications and Government sectors
Various roles in mining and mineral exploration across Australia & SE Asia.
Execution
Tyme Digital South Africa: (2018): Co-delivery of South Africa's first digital bank for the under-banked consumer and SME population. Based out of Johannesburg, delivered a cloud hosted branch-less digital banking proposition, including supermarket and kiosk based distribution channels (https://www.tymebank.co.za/). Focus areas included channel platforms, technology team build out and cloud enablement.
Tyme Digital India (2017): Led technology and execution of CBA's entry into the Indian SME payments market. Production ready within 9 months, leveraging an existing bank presence. CBA subsequently sold the Indian operation prior to go-live.
CBA Mobile Banking (2011): Initiated in April 2011, this programme delivered the world's first P2P and contact-less mobile payments service to CBA's Australian retail customers. Sponsored Agile as the execution method to assist in rapid flow from requirements and prototyping to delivery. First pilot drop was achieved within 6 months.
Finest Online (2008): Led delivery of $AUD80m initiative to uplift the Group's online & CRM capability. The strategic objective was to 1) achieve an online single view of customer, 2) transition the digital experience from transaction banking to online sales and service and 3) provide cross-channel consistency in all customer interactions. Revenue Benefits achieved ahead of plan costs ~10% below initial estimate.
Transformation & Capability Build
National Australia Bank's digital transformation (2018-2019): Uplift an ~1200 FTE technology function towards a scaled agile execution model. Includes establishment of a technology centre in SE Asia and aggressive cloud adoption (1000+ workloads) within regulatory guardrails.
Rebuild CBA Group's digital execution capability (2014-2015): Team expansion from circa 12 execution teams to a scaled operation of ~50 scrum teams over 18 months. Communities of practice in place to sustain the capability. Co-led this with product and governance teams.
Formulated and co-drove the Enterprise IT delivery's strategic change agenda (2013): Particular focus on team culture and agility initiatives rolled across 400+ FTE.
Strategy & Innovation
Founded VCB's first agile initiative - a Cloud-based origination platform leveraging in-branch iPad concierge experience and Facial Recognition AI technology.
Led the redesign of NAb UBank's technology strategy (2019), incorporating cloud ledger and refreshed channel platform.
Appointed to NAB's Corporate Venture Capital Advisory Board (2019)
Sponsored and led NetBank Labs (2012): Labs provided a vehicle for rapid delivery and testing of new concepts within CBA's 8 million active online banking customers.
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Efficiency & Scale
Distributed Agile (2014/2015): Drove the Groups first multi-geography Agile implementation. 7 scrums located across Bangalore, Kochi and Manila provided additional capacity, with a net decrease in personnel rate cards by ~ 40% without quality compromise.
Lean Online (2014): Led CBA IT's first Lean initiative. Cost avoidance benefits forecast ~ 9%. Leveraged this initiative to adopt and broaden Agile and Continuous Delivery adoption.
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