Ronald Armstrong
Wembley,WA
Summary
Goal-oriented Business Banking Manager offering 25 years of experience in field. Practiced negotiator and networker with positive mentality and strong critical thinking skills. Expert in Rural Banking finances. Achievements include improving sales, profit and service metrics through hands-on and proactive leadership of team members and strategic plans. Motivational and hardworking manager with expertise in service processes and marketing campaigns. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
11
11
years of professional experience
Work History
Business Banking Manager
Elders Rural Services
01.2009 - 03.2013
- Met with customers to assess needs and propose customized solutions.
- Provided leadership and direction to grow team portfolio and increase revenue.
- Structured and finalized secured and unsecured loans.
- Developed and implemented marketing and business plans.
- Complied with established internal controls and policies.
- Prepared cash flow projections, cost analysis and monthly, quarterly and annual reports.
- Prepared internal and regulatory financial reports, balance sheets and income statements.
- Performed banking, business administration and financial tasks to guarantee five-star service for clients.
Regional Credit Manager
ANZ Banking Group
04.2004 - 12.2008
- Work cross-functionally with sales, management and other departments to maintain effective operations.
- Oversaw reporting, documentation and recordkeeping requirements for department.
- Provided training and consulted with struggling teams to help meet monthly target goals.
- Attended ongoing professional training to facilitate accurate and productive credit management.
- Utilized deep understanding of industry best practices and legal requirements to prevent critical incidents.
Rural Banking Manager
ANZ Banking Group
10.2001 - 04.2004
- Performed banking, business administration and financial tasks to guarantee five-star service for clients.
- Met with customers to assess needs and propose customized solutions.
- Delivered exceptional experience and maintained productive relationships with area small businesses.
- Provided leadership and direction to grow team portfolio and increase revenue.
- Structured and finalized secured and unsecured loans.
- Developed and implemented marketing and business plans.
- Prepared cash flow projections, cost analysis and monthly, quarterly and annual reports.
Education
High School Diploma -
Trinity College
East Perth, WA1970
Skills
- Small Business Products
- Build Customer Relationships
- Credit Approval and Denial
- Banking Standards
- Business Intelligence Gathering
- Customer Relationship Management
- Asset Control
- Professional Relationships
- Loan Application Assessment
- Employee Performance Reviews
- Loan Processing
Timeline
Business Banking Manager
Elders Rural Services
01.2009 - 03.2013
Regional Credit Manager
ANZ Banking Group
04.2004 - 12.2008
Rural Banking Manager
ANZ Banking Group
10.2001 - 04.2004
High School Diploma -
Trinity College
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