Saksham Loria
Brisbane,Australia
Summary
Results-driven finance graduate with practical experience in equity research, credit analysis, and portfolio evaluation. Adept at building detailed financial models, conducting sectoral analysis, and delivering actionable investment recommendations. Currently pursuing a Master of Finance at Griffith University with academic training in corporate valuation, risk management, and portfolio theory. Demonstrated ability to interpret financial statements, assess market trends, and communicate insights effectively. Highly motivated to contribute analytical and strategic thinking to a dynamic finance or investment team
Overview
2
2
years of professional experience
Work History
CREDIT MANAGER
Nxfin Technologies Pvt. Ltd.
08.2023 - 01.2024
- Conducted credit risk assessments for 100+ loan applicants, reducing default risk by 12%.
- Implemented a communication framework that improved overdue recoveries by 18%.
- Performed semi-annual account credit limit reviews and credit increase review requests from financial service and sales teams.
- Developed and maintained relationships with customers to ensure prompt payments on accounts receivable.
EQUITY RESEARCH INTERN
Globe Capital Market Limited
06.2022 - 09.2022
- Conducted equity research and built financial models for 10+ listed companies across sectors.
- Drafted 5+ sectoral insight articles and presented investment strategies to senior analysts.
- Created valuation reports using P/E, EV/EBITDA, and DCF methods to support investment decisions.
- Interviewed 3+ industry professionals to gather insight into market developments.
- Developed a sound understanding of financial markets and equity research methodologies, setting a strong foundation for future career growth in finance.
- Conducted macroeconomic analysis to assess potential market impacts on portfolio holdings, ensuring well-informed investment decisions.
BANKING & FINANCE INTERN
Globe Capital Market Limited
10.2021 - 12.2021
- Analyzed financial statements and market trends to assist in investment decisions
- Collaborated with cross-functional teams to streamline financial operations and reporting.
- Maintained accurate, up-to-date financial spreadsheets and databases for reliable reference.
Education
MASTER OF FINANCE -
Griffith University
11-2025
BACHELOR OF BUSINESS ADMINISTRATION (BBA) -
Maharaja Surajmal Institute
01.2023
Skills
- Credit reports
- Research and due diligence
- Client relationship management
- Microsoft Excel
- Investment research
- Financial statement analysis
- Equity valuation
- Portfolio analysis
- DCF modeling
- Portfolio management
- Financial modeling
- Equity research
- Customer engagement
Timeline
CREDIT MANAGER
Nxfin Technologies Pvt. Ltd.
08.2023 - 01.2024
EQUITY RESEARCH INTERN
Globe Capital Market Limited
06.2022 - 09.2022
BANKING & FINANCE INTERN
Globe Capital Market Limited
10.2021 - 12.2021
BACHELOR OF BUSINESS ADMINISTRATION (BBA) -
Maharaja Surajmal Institute
MASTER OF FINANCE -
Griffith University
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