Summary
Overview
Work History
Education
Skills
Affiliations
References
Timeline
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Sarah Walker

Sarah Walker

Melbourne,VIC

Summary

Astute and hardworking Mortgage Underwriter capable of taking on all mortgage loans Liberty offers ranging in size and complexity. Successfully managing high workloads of over 70 active mortgage applications in her portfolio while also reaching out to help other supporting departments. Proven expertise in identifying unacceptable risk and preventing fraud from her background in Loss Mitigation and Hardship.

Overview

8
8
years of professional experience

Work History

Mortgage Underwriter

Liberty Financial
11.2020 - Current
  • Processed loan applications from start to finish, working pro-actively with brokers to ensure approvals are given promptly.
  • Analyzed potential risks and evaluated loan products to identify suitable options for brokers while also providing solutions for any roadblocks on the path towards approval.
  • Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records, and current financial status.
  • Improved loan approval rates by creating a Auto Hotkey Script for the department.
  • Working daily with multiple departments to ensure outstanding outcomes for brokers.

Loss Mitigation Officer (Motor Loans)

Liberty Financial
07.2018 - 11.2020
  • Located customers with overdue accounts and worked with debt collecting agencies in compliance with fair debt collection practices.
  • Improved cash flow for clients by successfully collecting overdue payments and reducing accounts receivable aging.
  • Created training manuals used today and trained all incoming recruits in handling difficult calls while still coming away with great outcomes for customers and Liberty.
  • Represented Liberty Financial in Part IX Debt Agreements.

Treasurer - Monash University Kickboxing Club

Monash University
02.2017 - 07.2018

Financial Management of one of the largest sporting clubs compromising of over 60 members and a $20,000 annual turnover.

  • Monitored incoming payments from students, ensuring prompt application of funds against outstanding invoices.
  • Assisted with budget preparation, working with Events Officer and President to ensure all activities were a success.

Waitress

Village Green Hotel - ALH
05.2016 - 07.2018
  • Managed high volume of customers during peak hours, maintaining prompt and efficient service.
  • Handled customer complaints diplomatically, working towards satisfactory solutions for both customer and hotel.

Education

Certificate - CS50 - Computer Science

Harvard
Online
12.2024

Bachelor of Business - Major - Banking And Finance

Monash University
Melbourne, VIC
11.2018

Skills

  • Residential Loans, ranging between $50k - $29mil in size
  • Credit Analysis for both clean and adverse conduct including Arrears / Hardship, Default Listing, Judgement, Part IX and Bankruptcies
  • Loan Evaluation for PAYG, Sole Trader, Company, Partnership and Trust income
  • Asset Appraisal Australia-wide ranging in value from $300k - $55mil

Affiliations

  • Gym
  • Reading
  • Art Collector

References

References available upon request.

Timeline

Mortgage Underwriter

Liberty Financial
11.2020 - Current

Loss Mitigation Officer (Motor Loans)

Liberty Financial
07.2018 - 11.2020

Treasurer - Monash University Kickboxing Club

Monash University
02.2017 - 07.2018

Waitress

Village Green Hotel - ALH
05.2016 - 07.2018

Certificate - CS50 - Computer Science

Harvard

Bachelor of Business - Major - Banking And Finance

Monash University
Sarah Walker