Summary
Overview
Work History
Education
Skills
Accomplishments
Key Skills Summary
References
Timeline
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Sathiyabama Chandramohan

Summary

A self-motivated and responsive customer service professional with extensive experience in Banking/Lending Certification and Settlement process. Overall 30 years of experience in Consumer & Commercial Lending experience. Over the years gained experience in managing Business customers Portfolio and being a Team Leader and managed various Teams. Possess excellent communication and organizational skills and a strong track record in achieving goals and working efficiently under pressure. Passionate about ‘going the extra mile' and able to build strong working relationships with both customers and stakeholders at all levels. Experience in Continuous improvement and have recommended and implemented new work flow/process to uplift Team's productivity. An approachable, personable, and diplomatic individual with a solid work ethic who works well both as part of a team and autonomously. Quick to learn and eager to utilise well developed customer service skills in an environment where people, customers and relationships are valued. Dedicated Customer Service professional with knowledge of service delivery and proven multitasking abilities. Committed to maintaining professional relationships to increase profitability and drive business results. Passionate about promoting lasting customer satisfaction by delivering quality service and unparalleled support. Proficient in customer service best practices and related options.

Overview

32
32
years of professional experience

Work History

Customer Service Specialist - Home Loan Lending (Certification Team)

Commonwealth Bank
01.2016 - Current
  • Answered inbound calls and made outbound calls regarding customer's Loan enquiries
  • Verifying Customers Home loan application according to Standard procedures and Bank guidelines
  • Ensuring Security documents are executed correctly before certification completed
  • Liaising with Internal and External Parties
  • Providing support to Third Party Brokers and Solicitors on timely manners with application update
  • Preparing settlement instructions and security documents via Digital settlement (Pexa system) or Paper Settlement providing instructions as per Bank standard procedure/policies and observing various Land Titles Office/State Revenue State requirements
  • Processing application within CBA Service level agreement
  • Assisting with priority service escalation within certification space
  • Assisting with process improvement by offering & developing Continuous Improvement ideas for the team efficiency.

Team Leader - Commercial Lending

Commonwealth Bank
01.2006 - 01.2016
  • Managed Commercial Documentation, Validation & Verification, Settlement & Funding Teams for over 10 years
  • Responsible for communicating the strategy and guiding the teams towards targets
  • Manage projects, communicating and setting goals and motivating Team
  • Lead Team meetings
  • Responsible for Team members performance and career progression and development
  • Coaching and mentoring
  • Having difficult conversations.

Team Leader Commercial Lending

01.2006 - 01.2016

Assistant Manager - CBA Commercial Business Banking

03.2001 - 01.2006

Portfolio Assistant Manager - Commercial Business Banking

Commonwealth Bank
01.2001 - 01.2006
  • Optimized and maintained relationships and investment opportunities with our existing clients and dealerships and as a result was able to sign on aboard 9 new dealers in my area to start stocking and advertising our products
  • Worked alongside senior managers and department managers in order to maximize sales and profitability
  • Managed the records and balancing of accounts for our clients
  • Exceeded KPI's such as quality, accuracy, and sales benchmarks.

Loan Support Officer - CBA Lending Support Team

06.2000 - 03.2001

Loan Support Officer - Colonial State Bank

07.1998 - 06.2000

Assistant Manager - ANZ Commercial Business Banking

11.1994 - 10.1996

Trainer / Consumer Lending Officer - ANZ Home Loan

02.1994 - 11.1994

Suspense/Investigation Officer - ANZ Suspense Team

01.1992 - 03.1993

Education

Skills

  • Recordkeeping
  • Multitasking Abilities
  • Data Entry
  • Multitasking

Accomplishments

  • Award received in 1995 from ANZ Bank for individual significant contribution.
  • Award received in 1995 from ANZ Bank for team performance.
  • Won a trip to Sanctuary Cove in 2005 at Sanctuary Cove, Queensland for achieving targets
  • Received Medal in Year 2006 for being a Key person to set up and develop Commercial Lending Fulfillment Support Team and success of the LET project in 2006.
  • Received Achievement Awards for meeting targets and handling and resolving complex/complaints – Commonwealth Bank
  • Received awards for being a great team player.
  • Received award for contributing and Implemented Continuous Improvements to process and improved team productivity
  • I gained recognition for training colleagues at Commonwealth Bank and ANZ Bank.

Key Skills Summary

  • High level knowledge on Home Loan and Commercial Lending Process, Procedures, Commercial & Home Documentation, Validation & Verification banking risk governance
  • High level knowledge on Settlement process – Paper & Digital
  • High level knowledge on Pexa – Digital Settlement
  • High level knowledge on interstate Lending fulfillment process /Settlement/Land Title & Stamping requirements
  • Managed Teams for over 10 years an demonstrated great Leadership skills
  • Managed Commercial Documentation, Validation & Verification, Settlement & Funding Teams for over 10 years
  • Administrative Assistant Manager for Commercial Lending Customer Portfolio
  • Great team player with the ability to connect with people
  • Subject Matter Expert on Lending Process/Procedure
  • Coached and Trained New Staffs
  • Key person to set up Commercial Lending Fulfillment Support Team
  • Travelled interstates, Represented Commercial Fulfillment Team to introduce/download Process and Procedures
  • Contributed and Implemented Continuous Improvements to process and improved team productivity
  • Proven ability to develop and sustain relationships with key stakeholders
  • Highly skilled in Microsoft Office (including Excel, Microsoft PowerPoint)

References

Provided upon request

Timeline

Customer Service Specialist - Home Loan Lending (Certification Team)

Commonwealth Bank
01.2016 - Current

Team Leader - Commercial Lending

Commonwealth Bank
01.2006 - 01.2016

Team Leader Commercial Lending

01.2006 - 01.2016

Assistant Manager - CBA Commercial Business Banking

03.2001 - 01.2006

Portfolio Assistant Manager - Commercial Business Banking

Commonwealth Bank
01.2001 - 01.2006

Loan Support Officer - CBA Lending Support Team

06.2000 - 03.2001

Loan Support Officer - Colonial State Bank

07.1998 - 06.2000

Assistant Manager - ANZ Commercial Business Banking

11.1994 - 10.1996

Trainer / Consumer Lending Officer - ANZ Home Loan

02.1994 - 11.1994

Suspense/Investigation Officer - ANZ Suspense Team

01.1992 - 03.1993

Sathiyabama Chandramohan