Sathvik Hemantharaju
Aspendale
Summary
To work proficiently and be self-motivated in a position that encompasses my leadership ability whilst also maximising my outgoing and committed personality. I seek to achieve the organisations objectives efficiently and effectively by working competently and professionally within a team environment directly benefiting the company at hand. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
6
6
years of professional experience
Work History
Dealer Credit/Corporate Finance Analyst
Toyota Financial Services
11.2022 - Current
- Complete annual dealer credit reviews and provide quality analysis and assessment of all such reviews and any new dealer credit applications/bailment (Up to $200,000,000)
- Portfolio management including monitoring and reviewing Dealer & SME financial & operational performance
- Responsible for managing wholesale and capital loan settlement matters associated with new dealer mergers and acquisitions or new loans which includes liaising with other lenders & solicitors to obtain DOP's and other securities
- Conducting financial analysis based of accountant provided financials and application write-ups for presentation and approval by CEO and senior risk managers
Senior Asset Finance Broker
Driva
06.2021 - 10.2022
- Top performing asset finance broker within business for multiple months.
- Forming and developing relationships with external partners, such as Carsales, Cars24, MG as well as various lenders
- Developing technological solutions with product teams to minimise company risk and increase customer satisfaction
- Leading a team of 15 members consisting of asset finance brokers, sales and service specialists and product consultants
- Reporting directly to co-founder on risk and credit related operations.
Retail Lending Operations Analyst
Toyota Financial Services
10.2019 - 06.2021
- Undertaking credit assessment of complex commercial and consumer asset finance applications
- Establishing and improving processes to align with the dynamic nature of the business
- Leading workshops with a focal point on awareness and understanding of AML/CTF and privacy
- Strong understanding of dealership networks with relationships with business managers and account managers
- Managing the development of junior credit analysts, and settlement officers.
Lead Data Quality Analyst
IPSOS
03.2019 - 12.2020
- Conduct regular client meetings to keep client informed about findings and timeframes
- Coordinating and leading a team of data entry operators, and analysts while maintaining and agile environment.
- Providing strategic insights and conclusions based on analysis to support program and partner management.
Australia Army
Department Of Defence
05.2017 - 05.2019
- Skilled at working independently and collaboratively in a team environment.
- Self-motivated, with a strong sense of personal responsibility.
- Proven ability to learn quickly and adapt to new situations.
Internet Banking Support/Personal Banker
National Australia Bank
12.2016 - 05.2017
- Understand our customers' needs to provide tailored holistic banking solutions
- Grow revenue and drive customer advocacy, to increase the portion of customers who consider NAB to be their Bank of Choice
- Assisting customers with technical and banking queries as well as recommending suitable banking products that are in line with customers' financial goals
Education
Bachelor of Commerce/Bachelor of Business Analytics - Finance
Deakin University
12.2023
Certificate IV Finance Brokering (FNS4081) -
National Finance Institute of Australia
06.2021
Diploma of Commerce -
Deakin University
12.2019
Victorian Certificate of Education -
Salesian College Chadstone
12.2015
TECHNOLOGIES
Skills
- Excellent problem-solving skills and decision-making ability A high aptitude for gauging situations holistically and working proactively in the most proficient manner to lead and execute
- Fast learning and adaptation abilities, and great attention to detail with strong organisational skills and time management
- Excellent communication and interpersonal skills - A confident and outspoken communicator with exceptional leadership qualities honed through various senior technical roles and military leadership
- A strong team player who understands that a combined effort and playing to each person's strengths equates to a favourable outcome
- Highly developed verbal and numerical abilities
- Honest and amiable with a strong work ethic and a high output of quality work
Timeline
Dealer Credit/Corporate Finance Analyst
Toyota Financial Services
11.2022 - Current
Senior Asset Finance Broker
Driva
06.2021 - 10.2022
Retail Lending Operations Analyst
Toyota Financial Services
10.2019 - 06.2021
Lead Data Quality Analyst
IPSOS
03.2019 - 12.2020
Australia Army
Department Of Defence
05.2017 - 05.2019
Internet Banking Support/Personal Banker
National Australia Bank
12.2016 - 05.2017
Bachelor of Commerce/Bachelor of Business Analytics - Finance
Deakin University
Certificate IV Finance Brokering (FNS4081) -
National Finance Institute of Australia
Diploma of Commerce -
Deakin University
Victorian Certificate of Education -
Salesian College Chadstone
TECHNOLOGIES
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