Shradha Pujari
Summary
Detail-oriented finance professional with over 10 years of experience in credit risk monitoring, regulatory reporting, and operational support within leading global banks.
Track record of success in managing high-volume financial data, supporting trade operations, and maintaining strong controls in dynamic environments.
Proven ability to collaborate with stakeholders across risk, compliance, legal, and operations.
Adept at leveraging tools such as Excel for MIS development , with a strong commitment to continuous improvement and delivering stakeholder value.
Overview
10
10
years of professional experience
Work History
Assistant Manager (Risk Monitoring & Reporting)
CREDIT AGRICOLE CORPORATE & INVESTMENT BANK
02.2023 - 06.2025
- Reviewed and enhanced risk management frameworks and control processes to support accurate financial and regulatory reporting, aligning with internal governance and global compliance standards.
- Conducted end-to-end analysis of credit risk exposures, including counterparty and asset assessments, contributing to control effectiveness and decision-making at management level.
- Designed and automated the Risk-Weighted Asset (RWA) calculation framework, improving control reliability, data integrity, and reporting timelines.
- Ensured controls testing through the analysis of data anomalies and reporting breaks, partnering with IT and Operations to resolve systemic weaknesses.
- Managed recurring audits and internal reviews, providing process documentation and ensuring compliance with internal policies and regulatory expectations.
- Maintained integrity of internal systems by updating limits, utilisation metrics, and risk data, facilitating risk oversight across multiple platforms.
- Partnered with cross-functional teams including Finance, Compliance, and IT to support continuous improvements to internal controls, operational processes, and workflow efficiency.
Senior Officer (Risk Monitoring & Regulatory Reporting)
MIZUHO BANK LIMITED
12.2017 - 10.2022
- Led internal risk reviews to assess process and control robustness across credit portfolios and regulatory reporting workflows.
- Actively monitored and escalated operational risks, contributing to internal reviews of risk management frameworks and data assurance.
- Oversaw periodic reporting to the Reserve Bank of India and Head Office, ensuring risk data accuracy and timely compliance.
- Conducted control assessments related to covenant monitoring, documentation completeness, and post-disbursement compliance, enhancing early detection of risks.
- Collaborated closely with internal audit, compliance, and third-party stakeholders on data quality and remediation strategies for operational control breaches.
- Interfaced with key value chain stakeholders-including credit teams, external rating agencies, and risk committees-to ensure transparency and trust in reporting systems.
Senior Officer (Credit Administration Department- Risk Management)
YES BANK LIMITED
04.2015 - 11.2017
- Executed detailed process reviews and testing of loan lifecycle controls, from disbursement to monitoring, ensuring operational accuracy and governance compliance.
- Maintained internal systems and documentation in accordance with internal credit policies, regulator expectations, and audit readiness standards.
- Managed risk data integrity across multiple banking systems and assisted in the regular preparation of control reports and MIS for internal and external stakeholders.
- Participated in cross-functional working groups focused on enhancing operational resilience and process controls across credit and settlement operations.
- Supported regulatory and internal audits by preparing process walkthroughs, documentation trails, and response packs for audit queries.
Education
MBA - Finance
Institute For Technology And Management
07-2018
B. Com. - Accounting & Finance
Prahladrai Dalmia Lions College of Commerce And Economics
05-2014
Skills
- Risk Monitoring and Regulatory Reporting
- Internal Audit and Audit Coordination
- Project & Process Management
- Credit Data Management
- Microsoft Office Suite
- Stakeholder Engagement
- Operational Efficiency
Accomplishments
Project: Automation of Tool for Calculating Credit Risk-Weighted Assets
Award Won: Best Champion of the Quarter, 2024
▪Collected and integrated financial data for accurate modeling.
▪Designed and implemented risk-weight calculation methodologies.
▪Developed automated report generation processes.
Company: Credit Agricole Corporate & Investment Bank
Functional Skillset
- Risk Monitoring and Regulatory Reporting
- Internal Audit and Audit Coordination
- Project & Process Management
- Credit Data Management
- Microsoft Office Suite
- Stakeholder Engagement
- Operational Efficiency
Work Rights:
Australian Permanent Resident
Timeline
Assistant Manager (Risk Monitoring & Reporting)
CREDIT AGRICOLE CORPORATE & INVESTMENT BANK
02.2023 - 06.2025
Senior Officer (Risk Monitoring & Regulatory Reporting)
MIZUHO BANK LIMITED
12.2017 - 10.2022
Senior Officer (Credit Administration Department- Risk Management)
YES BANK LIMITED
04.2015 - 11.2017
MBA - Finance
Institute For Technology And Management
B. Com. - Accounting & Finance
Prahladrai Dalmia Lions College of Commerce And Economics
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