Sindhu V Raj
Craigieburn,Australia
Summary
Meticulous professional with a background in assessing borrower needs and explaining the loan process in clear terms. A polished Mortgage Broker promoting exemplary talents in making mortgage program recommendations and providing loan advice seeking to work with a Mortgage Specialist and to furthering my knowledge of Mortgage Lending.
Overview
13
13
years of professional experience
1
1
Certification
Work History
Mortgage Broker
Mortgage IP
05.2023 - Current
- Enhanced client satisfaction by providing personalized mortgage solutions tailored to individual financial needs.
- Conducted comprehensive financial assessments to determine borrower eligibility for various loan programs, optimizing client outcomes.
- Assisted clients in improving their credit scores and overall financial standing, increasing their chances of loan approval and favorable terms.
- Collaborated with lenders to secure competitive interest rates and terms, resulting in more affordable home financing options.
- Ensured exceptional customer service by maintaining consistent communication throughout the entire loan origination process.
- Facilitated smooth communication between all parties involved in transactions, resulting in successful loan closings and satisfied clients.
- Collaborated with different lenders to find best possible deal for homebuyers.
- Developed marketing strategies to consistently generate new leads and expand client base, driving business success.
- Conducted competitive market analysis to determine optimal pricing for properties.
- Managed loan pipelines efficiently, promptly addressing any issues or concerns that arose during the mortgage process.
- Processed loan applications and monitored progress from start to finish.
- Assisted customers with completing loan applications and other paperwork.
Finance Administrator
Shri Engineering Pty Ltd
Campbellfield, VIC
09.2018 - 05.2023
- Planning, implementation, managing and running of all the finance activities of the company
- Manage Bookkeeping, Cash flow, business accounts and analyze financial statements
- Coordinate financial transactions, create budget proposals and revenue and profits forecasts
- Define financial goals, perform payroll activities and establish new financial procedures and processes with reduced operating expenses
- Set up Invoices, track expenses and manage Accounts Receivables/Payables
- Perform complete office management tasks such as correspondence, file management, preparation of reports and other documents
- Identify problems, make decisions and interpret results based on quantitative techniques.
Client Service Manager
MEDIQ Financial Services
Melbourne, VIC
06.2014 - 09.2018
- Partnered with advisors to insure quality service, experience and documentation
- Provided full administrative support to the entire office
- Dealt with confidential information in a tactful, discreet way
- Assisted and maintained good rapport with clients in the absence of the Advisers
- Responsibly liaised with client custodians on compliance and other issues as they arise
- Setting up and coordinating client meetings (including, video conferencing set up)
- Established entities for clients (Trusts/Companies) and maintenance duties including arranging new Trust Deeds and Corporate Trustees and maintain admin paperwork
- Partnered with the billing function to follow up on aged billing issues and review and approve invoices generated by Billing.
Test Engineer
Infosys Ltd
06.2011 - 01.2013
- Client: National Australia Bank (NAB)
- Project: Project Payment Gateway mainly focused on testing the back-end payment management system (Mainframe Technology) between the inbound and outbound payments
- Responsible for the platform testing process from planning, through test plan development, execution & result reporting
- Also involved in the development and improvement of the test functions, putting forward suggestions and implementing plans accordingly.
Education
Bachelor of Engineering -
Dayananda Sagar College of Engineering (Visveswaraiah Technological University)
01.2011
Senior Secondary (12th / Pre University) -
Mount Carmel College (Karnataka State Secondary Board)
01.2007
Secondary Schooling (10th) -
New Public School (Karnataka State Board)
01.2005
Skills
- Residential mortgage lending regulations
- Professionalism and Work Ethics
- Systematic and methodical approach
- Improved communication skills
- Analytical ability and attention to detail
- Aptitude to learn new skills
- Superior customer service
- Strong negotiation skills
- Collaborative Teamwork
- Client Confidentiality
- Accurate Documentation
- Accounting and Bookkeeping
- Microsoft Office Programs like Word and Excel
Professional Statement
I am a highly skilled professional who possesses self-discipline and the ability to work with the minimum of supervision, with about seven years of experience in and Client Services and Administration in Australia
Disclaimer
I hereby state that the above mentioned facts are true to the best of my knowledge and that no part of them is false.
Certification
Certificate IV in Finance and Mortgage Broking from AAMC
Timeline
Mortgage Broker
Mortgage IP
05.2023 - Current
Finance Administrator
Shri Engineering Pty Ltd
09.2018 - 05.2023
Client Service Manager
MEDIQ Financial Services
06.2014 - 09.2018
Test Engineer
Infosys Ltd
06.2011 - 01.2013
Bachelor of Engineering -
Dayananda Sagar College of Engineering (Visveswaraiah Technological University)
Senior Secondary (12th / Pre University) -
Mount Carmel College (Karnataka State Secondary Board)
Secondary Schooling (10th) -
New Public School (Karnataka State Board)
Similar Profiles
GURMUKHUPKAR SINGHGURMUKHUPKAR SINGH
Technical Lead at IP INFUSION SOFTWARE INDIA PRIVATE LTDTechnical Lead at IP INFUSION SOFTWARE INDIA PRIVATE LTD
Robert ReidRobert Reid
CNC Machinist at IP Keys a Chickasaw Nation Industries CompanyCNC Machinist at IP Keys a Chickasaw Nation Industries Company
James BlantonJames Blanton
Corrugator Supervisor at IP LUMBERTONCorrugator Supervisor at IP LUMBERTON
Gulmira RamadanGulmira Ramadan
HR Officer & Executive Assistant at Frontier Institute of TechnologyHR Officer & Executive Assistant at Frontier Institute of Technology
Sunil DeoSunil Deo
Accounts Receivable Executive at DHL Express New ZealandAccounts Receivable Executive at DHL Express New Zealand