A motivated and detail-oriented professional with a strong academic foundation in accounting and practical experience in banking and research. Proficient in Australian Accounting Standards, financial reporting, and loan evaluation through academic training and industry exposure. Skilled in financial analysis, problem-solving, and collaborating with diverse teams. Eager to leverage analytical expertise and financial knowledge to contribute effectively in an accounting role.
· Evaluate clients' creditworthiness by analysing financial records and other relevant data to determine loan eligibility.
· Appraise loan applications and prepare comprehensive reports for management approval.
· Prepare monthly reports for management, detailing loans sanctioned, closed, and their overall status.
· Monitor non-performing loans (NPLs) and initiated recovery measures by communicating directly with clients.
· Draft and review legal agreements for loans to ensure compliance with banking regulations and legal standards.
· Communicate with clients to build and maintain strong professional relationships.
· Conduct marketing initiatives to promote the bank’s loan portfolio and attract potential clients.
· Conduct detail research and data analysis, showcasing attention to detail and critical thinking.
· Assist in drafting reports and preparing presentations for senior management.
· Support project coordination, ensuring timelines and objectives were met.
· Work collaboratively with cross-functional teams to achieve organizational goals.
Adaptability and willingness to learn new systems quickly