Stefan Donevski
Homebush,NSW
Summary
A seasoned Senior Credit Manager with a proven track record at Thinktank Finance, I excel in portfolio management and relationship building. By implementing innovative risk mitigation strategies and fostering team collaboration, I've significantly enhanced financial stability and team performance. My expertise in credit risk assessment and dedication to continuous improvement have been pivotal in driving success.
Overview
5
5
years of professional experience
Work History
Senior Credit Manager
Thinktank Finance
06.2021 - Current
- Provided expert advice on complex credit transactions for senior management, facilitating informed decisionmaking.
- Evaluated macroeconomic conditions to anticipate potential impacts on borrowers' financial health, proactively addressing any areas of concern before they became critical issues.
- Implemented innovative strategies for monitoring and mitigating potential risks within the loan portfolio, maintaining organizational financial stability.
- Optimized pricing models through detailed analysis of market trends and competitor data, maximizing profitability while remaining competitive in the marketplace.
- Established clear communication channels between internal departments to facilitate smooth collaboration throughout the entire lending process.
- Enhanced credit risk management by implementing streamlined processes and rigorous credit assessments.
- Fostered a culture of continuous improvement by encouraging open dialogue among team members and implementing their valuable feedback.
- Mentored junior team members in effective credit analysis techniques to enhance overall team performance.
- Compiled data critical to analysis of annual bad debt.
- Established internal audit procedures to validate and improve accuracy of financial reporting.
Credit Analysis Underwriter
Columbus Capital
11.2019 - 06.2021
- Played an instrumental role in the successful restructuring of distressed credits, minimizing loss severity rates.
- Participated in regular audits of existing portfolios to identify areas requiring attention or adjustments.
- Contributed to continuous improvement initiatives aimed at enhancing overall team performance and productivity levels.
- Provided training and guidance to junior analysts, reinforcing best practices for effective risk management strategies.
- Conducted financial statement analysis to determine borrowers'' creditworthiness and repayment capacity.
- Enhanced credit analysis processes by implementing predictive modeling techniques.
- Reduced risk exposure through thorough underwriting and diligent review of loan applications.
Education
Diploma - Diploma of Finance Management And Mortgage Broking
AAMC
Western Australia 01-2021
Skills
- Loan structuring
- Relationship management
- Credit policy development
- Portfolio management
- Risk mitigation
- Credit risk assessment
Languages
Macedonian
Full Professional
Interests
- Volunteering for community initiatives to give back to local communities and make a positive impact
- Team Sports
- Learning new cooking techniques and expanding my culinary skills
- Committed to improving personal fitness through regular participation with f45
Timeline
Senior Credit Manager
Thinktank Finance
06.2021 - Current
Credit Analysis Underwriter
Columbus Capital
11.2019 - 06.2021
Diploma - Diploma of Finance Management And Mortgage Broking
AAMC
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