Tao Zhang
Wantirna South,VIC
Summary
Accomplished mortgage broker with 10 years of experience in the financial services sector, complemented by a Bachelor of Law degree. Expert in mortgage lending, financial analysis, and regulatory compliance, with a strong track record of building and maintaining client relationships. Seeking to leverage analytical, legal, and customer service skills in a role with the Department of Home Affairs’ Immigration Group, contributing to the effective implementation and management of immigration policies and procedures.
Overview
15
15
years of professional experience
Work History
Senior Finance Consultant
Loan Selection Pty Ltd
WANTIRNA SOUTH , VIC
2017.03 - Current
- Asked appropriate questions and conducted in-depth research to gain valuable and thorough understanding of every client's financial situation and future needs.
- Gathered information from various sources to create suitable client financial strategy taking into account client's needs and future goals.
- Promoted business development and new opportunities by engaging and meeting with prospective clients.
- Complied applications and paperwork and double-checked for accuracy.
- Monitored loan serving agreements and loan covenants to ensure compliance.
- Negotiated payments for customers with delinquent loans.
- Reviewed loan agreements to verify completeness and accuracy according to applicable policies.
- Demonstrated self-reliance by meeting and exceeding workflow needs.
Junior Lawyer
Fumens Lawyers
Glen Waverley , VIC
2021.09 - 2022.01
- Participated in client interviews, observed questioning process and documented information.
- Identified and analyzed legal documents, discoveries and contracts.
- Interviewed clients and obtained vital case information to support associates.
- Drafted Sales of Contract, Vendor's Statement and Settlement Adjustments.
- Advised purchasers regarding legal matters in the Sales of Contract.
Senior Mortgage Broker
Choice Aggregation
Docklands , VIC
2015.07 - 2017.03
- Built positive relationships with realtors to produce client referrals.
- Assessed financial means and desires of each client in order to set up appropriate mortgage packages.
- Submitted applications to credit analysts.
- Developed and maintained relationships with local real estate agents.
- Monitored loan serving agreements and loan covenants to ensure compliance.
- Prioritized and organized tasks to efficiently accomplish service goals.
Mortgage Broker
Loan Market Pty Ltd
Southbank , VIC
2014.07 - 2015.07
- Communicated closely with various lenders to obtain most effective loans for customers purchasing homes.
- Clarified all details in regards to mortgage loan process so to educate borrower.
- Reviewed financial data, including pay stubs and credit history for borrowers to ascertain loan qualification.
- Acted as liaison between borrowers and other third parties such as realtors, title companies and loan company management.
- Presented and processed client loan documents and verified comprehension of essential language.
Business Development Manager
Lebara Australia Pty Ltd
Docklands , VIC
2009.10 - 2013.01
- Determined business development opportunities and implemented effective strategy for client acquisition.
- Attended conferences and trade association meetings to represent company and promote products.
- Maintained meticulous client notes in Salesforce system.
- Developed and maintained productive relationships with product distributors.
- Compiled and submitted monthly and yearly reports.
- Collaborated with team to forecast based on sales and product profitability
Education
Bachelor of Law - Graduate Entry -
Swinburne University of Technology
Hawthorn, VIC07.2021
Graduate Diploma of Legal Practice -
Leo Cussen Centre For Law
Melbourne, VIC06.2021
Master of Commerce (Finance) - Finance
The University of Melbourne
Parkville, VIC07.2008
Bachelor of Economics - Insurance And Risk Management
Peking University
Beijing, China07.2006
Skills
- Documentation And Reporting
- Client Confidentiality
- Client engagement and assistance
- Case interpretation
- Legal Analysis and research
- Financial advising expertise
- Professional relationship development
- MS Office
- Proficient English and Native Mandarin Speaker
Referees
Available on request
Timeline
Junior Lawyer
Fumens Lawyers
2021.09 - 2022.01
Senior Finance Consultant
Loan Selection Pty Ltd
2017.03 - Current
Senior Mortgage Broker
Choice Aggregation
2015.07 - 2017.03
Mortgage Broker
Loan Market Pty Ltd
2014.07 - 2015.07
Business Development Manager
Lebara Australia Pty Ltd
2009.10 - 2013.01
Bachelor of Law - Graduate Entry -
Swinburne University of Technology
Graduate Diploma of Legal Practice -
Leo Cussen Centre For Law
Master of Commerce (Finance) - Finance
The University of Melbourne
Bachelor of Economics - Insurance And Risk Management
Peking University
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