Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Susmita Samanta

Burwood,VIC

Summary

Detail-oriented Financial Crime and Fraud Analyst with 2+ years’ experience in transaction monitoring, AML/CTF compliance, and fraud detection within the banking sector. Proven track record of identifying suspicious activity, mitigating risks, and ensuring adherence to regulatory obligations. Skilled in KYC/ECDD investigations, sanctions screening, and suspicious matter escalation, with strong stakeholder communication and analytical expertise. Recognized for critical thinking, accuracy, and delivering process improvements to strengthen financial crime risk management.

Overview

2
2
years of professional experience
1
1
Certification

Work History

Fraud Analyst

Bank of America
08.2021 - 02.2023
  • Monitored and analyzed transaction data to detect suspicious activity in line with AML/CTF guidelines, escalating risks promptly to ensure customer and organizational protection.
  • Conducted in-depth investigations into fraud alerts, account activity, and new account risks, applying advanced judgment to assess potential money laundering and fraud typologies.
  • Applied knowledge of regulatory standards and compliance frameworks to ensure consistent adherence to AML and fraud prevention requirements.
  • Documented findings and prepared reports for escalation, contributing to effective case management and enhanced oversight.
  • Leveraged Excel and data analysis tools to identify patterns, detect emerging risks, and provide actionable insights for senior managers.
  • Worked in Emerging Risk (ER) and New Account Risk Closure (NARC) processes, assessing threats in newly opened accounts and recommending mitigation measures.
  • Provided recommendations for continuous improvement initiatives, simplifying processes and boosting team efficiency.

Education

MBA - Marketing

Polytechnic Institute Australia
Melbourne
10-2025

Skills

  • AML/CTF Compliance & Regulatory Knowledge
  • KYC (Know Your Customer) & ECDD (Enhanced Customer Due Diligence)
  • Transaction Monitoring & Fraud Detection
  • Sanctions Screening & Risk Assessment
  • Suspicious Matter Reporting (SMR)
  • Data Analysis & Risk Identification
  • Reporting & Documentation
  • Stakeholder Communication & Collaboration
  • Process Improvement & Continuous Learning
  • Microsoft Excel & PowerPoint

Certification

Financial and Digital Literacy – NSDC

Timeline

Fraud Analyst

Bank of America
08.2021 - 02.2023

MBA - Marketing

Polytechnic Institute Australia

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Susmita Samanta