Vignesh s
Chennai,India
Summary
Accomplished and performance-driven Associate - Supply Chain Operations with 3+ years of experience in Retail Operations, Banking Operations, Client Servicing, Revenue Optimization, and Strategic Planning. Resourceful in delivering high-quality customer experience & elevating customer satisfaction while adhering to standards and work processes thus managing cost-effective operations. Extensive experience in providing guidance and leadership to staff in accordance with specified program objectives. A keen planner with track record of implementing operational policies/ norms, systems & controls, motivational schemes & education standards during the career span.
Overview
4
4
years of professional experience
1
1
Certification
Work History
Deputy Product Manager - Supply Chain Finance
Muthoot Fincorp Ltd
Chennai, IN
05.2024 - Current
- I owned the Supply Chain Finance portfolio, managing products from ideation to release, and post-launch optimization.
- Collaborated with cross-functional stakeholders to define and document detailed product requirements, ensuring alignment with business strategies.
- Led user acceptance testing (UAT) processes, validating features, and coordinating seamless releases to stakeholders.
- Defined and tracked product usage analytics, identifying opportunities for enhancements, and driving continuous optimization.
- Contributed to the development and execution of the product roadmap and overall product strategy.
- Partnered with engineering, design, and marketing teams to deliver innovative solutions that meet customer needs and market demands.
Analyst - Credit Risk Control
Standard Chatered Bank
Chennai, India
03.2023 - 05.2024
- Prepare loan documents in accordance with sanction letters and execute them upon approval
- Draft security documents, including Hypothecation, Letter of Set-Off, Guarantee Agreements, and MODT, aligned with sanction letter requirements
- Validate executed facility agreements and security documents
- Proactively address document-related queries from Relationship Managers (RMs) and the team, ensuring timely resolution and completion of the documentation process
- Ensure compliance with conditions outlined by the Risk and Credit teams
- Interact with clients to ensure adherence to all terms and conditions
- Provide hiring recommendations to enhance company productivity and profitability with qualified personnel
- Assist in scheduling and delegating work to meet client and RM needs
- Initiate and coordinate valuation and legal opinion for properties offered as collateral
- Verify Title Deeds and prepare security-related documents like MODT for mortgages
- Track and follow up on deferrals based on approvals
- Monitor insurance for secured assets
- Manage the creation, modification, and satisfaction of CERSAI and ROC
- Close accounts with all necessary approvals and release title documents, No Dues Certificate, and charge satisfaction for loan closures and CERSAI
- Conduct credit documentation and risk monitoring activities
Associate - Supply Chain Finance
Northern Arc Capital Pvt. Ltd.
Chennai, India
09.2021 - 03.2023
- Steered as supply chain associate responsible for developing LMS (LOAN MANAGEMENT SYSTEM), testing, and identifying areas of improvement in the LMS system
- Handled disbursements, and settlements and analyzed the reports of various anchors and spokes
- Provide analysis needed for the structuring of new programs and/or the renewal of existing transactions
- Identify risks and opportunities to the business plan and communicate those to Leadership/Business Team
- Provide analytics and insights into key Supply Chain metrics, to help drive business and operational improvements
- Support the Operations team through financial reporting and analysis, including operating cost performance, planning, forecasting, score carding, and cause of change assessments
- Collaborate to provide strategic and tactical business support to guide and influence key decision-makers in the achievement of their business objectives
Executive Assistant to the CFO
Jinglebid
Chennai, India
05.2021 - 09.2021
- Led as an Executive Assistant and handled a team of 3 finance executives
- Managed complex calendars, and scheduled and prioritize meetings across multiple time zones and with internal and external partners to ensure all commitments and declines get met
- Provided administrative support to the CFO and the departments that come under the supervision of the CFO
- Ensured efficient delivery of services and handled departments in CFO's absence
- Analyzed the financial and budgeting procedures & techniques and recommend changes
- Monitored documents of departments' procedures and policies and analyzed the existing policies & procedures and implement changes as per current laws and regulations
- Acted as a liaison between CFO and the financial institutions
- Assisted the CFO in annual audits and coordination of the department's daily routine
- Handled all the transactions and made sure the payments were made to the sellers on the platform on time
Education
MBA - Finance and Operations
Vellore Institute of Technology
Vellore12.2021
UG -
Velammal Engineering College
Chennai12.2018
Skills
- Supply Chain Finance
- Budgeting & Forecasting
- Financial Analysis & Reporting
- MIS Reporting / Documentation
- Data Analysis
- Stakeholder Engagement
- Team Management
- Problem Solving
Certification
- FinTech, VIT-TopXight Research Labs, USA, 2019-2020
- Computational Fluid Dynamics, Skyfi Labs, 2016
Accomplishments
- Actively participated in Ideathon event conducted by VITBS.
- Acknowledged as the Winner of start-up week event conducted by VITBS.
- Proactively participated in the quiz conducted by IBA Institute in Bangalore.
- Published research on Capital Market on Fintech Blog.
- Served as the Event Head of Playback Theatre (Invictus 2020).
Researchpapers
- Research on the Banking Sector in India, 2020
- Impact of covid-19 on Capital, 2020
- Research Paper for FinTech, 2020
Internship
Wheels India Limited, 2018, Reviewed the manufacturing processes to come up with optimized plant layouts for better efficiency. Applied a process-driven approach for product analysis of high impact strength of aluminum wheels.
Timeline
Deputy Product Manager - Supply Chain Finance
Muthoot Fincorp Ltd
05.2024 - Current
Analyst - Credit Risk Control
Standard Chatered Bank
03.2023 - 05.2024
Associate - Supply Chain Finance
Northern Arc Capital Pvt. Ltd.
09.2021 - 03.2023
Executive Assistant to the CFO
Jinglebid
05.2021 - 09.2021
MBA - Finance and Operations
Vellore Institute of Technology
UG -
Velammal Engineering College
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