THARINDU DASSANAYAKE
31 Lafayette Ave, Harrisdale,Perth
Summary
Accomplished Credit Analyst and Relationship Manager with a proven track record at Commercial Bank of Ceylon PLC, adept in financial analysis and customer relationship management. Excelled in credit risk analysis and portfolio monitoring, significantly enhancing loan portfolio quality. Skilled in economic forecasting and financial statement analysis, consistently achieving optimal financial performance.
Overview
11
11
years of professional experience
Work History
Credit Analyst / Assistant Manager
Commercial Bank of Ceylon PLC
Colombo, Sri Lanka
01.2023 - 10.2024
- Independent analysis of credit requests.
- Preparing credit appraisals.
- Financial worksheet analysis.
- Financial forecast for credit evaluation.
Deputy Relationship Manager, Credit Hub
Nations Trust Bank PLC
Kandy, Sri Lanka
01.2021 - 01.2023
- Independent analyzation of credit requests
- Preparing credit appraisals
- Financial worksheet analysis
- Financial forecast for credit evaluation
- Maintain all records related to credit
- Post disbursement monitoring and recovery follow-up
- Restructure and reschedule facilities
- Business inspection
Credit Officer, Junior Executive
DFCC Bank PLC
01.2014 - 01.2021
- Conducting independent analysis of credit requests
- Preparing credit appraisals
- Financial worksheet analysis
- Financial forecast for credit evaluation
- Handling customer service related to credit
- Implementation of business promotion to increase bank and branch loan portfolio
- Monitoring and maintaining Branch NP ratio at a satisfactory level
- Trade operations
Education
MBA - General
London Metropolitan University
UK01.2023
The Associate Membership -
The Institute of Bankers of Sri Lanka
01.2021
Diploma in Applied Banking and Finance -
The Institute of Bankers of Sri Lanka
01.2021
Credit Evaluation Certification -
DFCC Bank
12.2020
Intermediate in Applied Banking and Finance -
The Institute of Bankers of Sri Lanka
01.2018
Diploma in Information Technology -
ESOFT Metro Campus
Kandy01.2013
Diploma in English -
City and Guilds Spoken English
UK01.2012
Skills
- Financial Analysis
- Credit Risk Analysis
- Customer Relationship Management
- International Trade and Finance
- Billing and Collections
- Economic forecasting
- Loan Documentation
- Market Trend Analysis
- Portfolio monitoring
- Credit risk
- Financial statement analysis
- Statement Review
- Report Analysis
Extracurricular Activities
Member of School Football Team Member of Zonal Cricket Team (2012/2013)
References
- Asanga Goonatilaka, Lending Associate, National Australia Bank, Hewa.goonatilaka@nab.com.au +61 476 875 546
- Mrs Nimali Ranaraja, Company Secretary/Board Secretary, DFCC Bank PLC, +94 77 7079117, nimali.ranaraja@dfccbank.com
Personal Information
- Date of Birth: 12/30/93
- Gender: Male
- Nationality: Sri Lankan
Timeline
Credit Analyst / Assistant Manager
Commercial Bank of Ceylon PLC
01.2023 - 10.2024
Deputy Relationship Manager, Credit Hub
Nations Trust Bank PLC
01.2021 - 01.2023
Credit Officer, Junior Executive
DFCC Bank PLC
01.2014 - 01.2021
MBA - General
London Metropolitan University
The Associate Membership -
The Institute of Bankers of Sri Lanka
Diploma in Applied Banking and Finance -
The Institute of Bankers of Sri Lanka
Credit Evaluation Certification -
DFCC Bank
Intermediate in Applied Banking and Finance -
The Institute of Bankers of Sri Lanka
Diploma in Information Technology -
ESOFT Metro Campus
Diploma in English -
City and Guilds Spoken English
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