Summary
Overview
Work History
Education
Skills
Timeline
Generic

Therese Ibarra

Hawthorn,VIC

Summary

Dynamic Credit and Collections Manager with proven expertise at Golden Ray Loan Resources Corporation in debt recovery and credit analysis. Successfully evaluated loan applications and improved cash flow management through strategic collection efforts.


Skilled in fostering relationships with students while maintaining a supportive learning environment for diverse student groups.

Overview

15
15
years of professional experience

Work History

Credit and Collections Manager

Golden Ray Loan Resources Corporation
06.2011 - 09.2024

Evaluated loan applications.

Assigned collection officers to do background check on possible clients.

Checked feedbacks from reference people listed

on applications.

Decided on the appropriate amount of loan a client is qualified upon evaluation and background check.

Prepared and organized all the necessary documents for final evaluation and approval from the chief operating officer.

Kept updated schedule and records of collections.

Created demand letters for delinquent payers. Made calls to delinquent payers for possible resolution before any legal action is filed. Accompanied the chief operating officer during court hearings.

English Communication Specialist

ELAMP Cebu
06.2009 - 06.2011

Provided computer-based Online English tutorial lessons to Korean Students

Dealt with Korean students from different levels and with different age groups

Planned lessons in line with the objectives to ensure that students learn

Encouraged, monitor, and record the progress of the students

Supported, observe, and record the progress of the class (Group Class)

Helped the students achieve their learning goals and objectives.

Motivated and stimulated the students' learning abilities

Evaluated the student's performance and progress by making a feedback message.

Prepared lesson plans and materials in advance

Education

MBA - Health Services Management

Kaplan Business School
Docklands, VIC
10-2026

Bachelor of Science - Nursing

University of Cebu
Cebu, Philippines
04-2009

Skills

  • Debt recovery
  • Cash flow management
  • Payment processing
  • Credit analysis

Timeline

Credit and Collections Manager

Golden Ray Loan Resources Corporation
06.2011 - 09.2024

English Communication Specialist

ELAMP Cebu
06.2009 - 06.2011

MBA - Health Services Management

Kaplan Business School

Bachelor of Science - Nursing

University of Cebu
Therese Ibarra