A highly skilled, dedicated, and multi-faceted Banking and Service professional with more than 15 years' varied experience from across an array of customer service industries. With demonstrated customer management excellence, along with an array of professional qualifications, I offer a range of technical expertise across the areas of banking operations, lending, credit assessment, risk management, service delivery, complaint resolution, and stakeholder engagement. Furthermore, I possess the necessary drive and determination required to succeed both in a challenging team environment and in autonomous support roles. A motivated and highly competent self-starter, highly analytical with excellent time management and organisational skills. I pride myself on being an exceptional communicator with a high level of integrity and the ability to build lasting business relationships with clients, colleagues, management and stakeholders in order to meet and exceed business goals and objectives. I am now looking for a new challenge and the opportunity to further build my career and skill set.
Overview
19
19
years of professional experience
2025
2025
years of post-secondary education
2
2
Languages
Work History
Assistant Branch Manager/Business Banker
St. George Bank/Westpac Banking Corporation
11.2022 - Current
Identifying customers in alignment with guidelines of KYC and ASIC compliance.
Maintaining and building new relationships with business customers across ACT/NSW.
Processing business/consumer loans, refinance, managing cashflow, providing an exceptional level of service to complex business customers; structuring business/trust accounts, processing transactions and requests that require specialist skills. Specialized in offering business solutions and loan services to all types of trusts including solicitors, real estate agents, family discretionary trusts, unit trusts, etc.
Liaising with other Stgeorge/Westpac branches in ACT/NSW and assisting with any business customer enquiries.
Adhering to all banking regulations and controls when completing tasks.
Providing an exceptional level of service to complex customers especially business customers; structuring business/trust accounts, processing transactions and requests that require specialist skills.
Assisting with all Branch Manager duties as delegate; stepping into the management role as required.
Preparing an array of branch performance reports.
Providing high level leadership to a team of staff; collaborating with stakeholders, facilitating training and providing coaching as required, especially home lending maintenance.
Recipient of Westpac Group Consumer and Business Banking Annual Award 2022, ACT
Senior Customer Service Specialist/Assistant Branch Manager
St. George Bank/Westpac Banking Corporation
11.2021 - 10.2022
Referring/assisting in top-ups of existing home loan customers.
Providing an exceptional level of service to complex customers especially business customers; structuring business/trust accounts, processing transactions and requests that require specialist skills.
Assisting with all Branch Manager duties as delegate; stepping into the management role as required.
Preparing an array of branch performance reports.
Providing high level leadership to a team of staff; facilitating training and providing coaching as required, especially home lending maintenance.
Adhering to all banking regulations and controls when completing tasks.
Liaise with business banking customers and assist relationship manager to fulfil tasks required.
Recipient of H1Q22 GEM award for performance
Recipient of Westpac Group Consumer and Business Banking Annual Award 2021, ACT.
Customer Service Specialist/Branch Delegate
St. George Bank/Westpac Banking Corporation
01.2021 - 11.2021
Delivering an exceptional level of service to Business and Retail customers creating a positive first impression and contributing to Westpac reputation in the market.
Reviewing customer banking situations, answering general enquiries, and providing in-depth advice with regards to banking services and products as required.
Resolving client complaints or issues.
Identifying customers in line with current industry legislation.
Delivering home lending solutions to customers and coaching/helping staff with home lending maintenance.
Undertaking an array of banking transactions including; Opening and closing accounts, Submitting credit card and personal loan applications, International transfers, Selling and advising on various insurance products - Home & Contents, Landlord, Car, and Travel.
Cross selling products to customers to enhance profit and business growth.
Referring clients to in-house financial experts and/or relevant bank departments, when necessary.
Cold calling for new business opportunities.
Preparing documentation to open or close accounts, obtaining signatures, and assigning account numbers.
Discussing bank policies and procedures and any changes affecting policies and procedures with clients.
Performing an array of administrative duties including data entry, account documents check and file, and branch end of day reporting.
Adhering to all banking regulations and controls when completing tasks.
Recipient of 2021 Westpac Group Q2 Star Award for performance in ACT region
Honoured with 2 GEM recognitions in Westpac Group
Customer Service Advisor/Personal Banking
St. George Bank/Westpac Banking Corporation
09.2020 - 01.2021
Worked effectively as a member of the Service Advisory team; collaborated with team members to achieve results.
Liaised with customers via telephone, email, online platforms, and in person to provide information about packages, products, and services.
Recorded details of customer inquiries, complaints, and comments, as well as actions taken.
Managed and maintained the customer and company profile accounts; maintained the company database.
Referred unresolved customer grievances to designated departments for further investigation.
Followed up and ensured resolution of customer problems.
GEM recognition for performance
Medical Billing and Clinical Coding/Production Manager/Medical Transcription
IMPACT Technologies
02.2006 - 01.2020
Worked in collaboration with U.S.A. and Canadian Hospitals to provide perfect medical billing/clinical coding solutions.
Managing and supervising production and analysing quality of services.
Actively engaging with clients and stakeholders so that queries are attended to and get resolved in efficient & timely manner.
Performance of critical functions related to the operation of the company including balancing, record keeping, data entry and contract compliance checking.
Always adhered to internal, external company policies and procedures to ensure the confidentiality of clients and maintaining HIPAA compliance.
Retained customer relationships through regular questionnaire and correspondence to explore client's needs & goals.
Sourced new business opportunities through existing clients.
Actively participated in marketing campaigns & other activities and also maintained records for further tracking & analysis.
Recipient of multiple Performance Awards during the tenure.
Education
RG146 Tier 2 -
Kaplan
Home Lending Topup Training - undefined
Westpac Group
Bachelor of Arts (General) - undefined
Punjab University
01.2002 - 01.2005
Diploma in Medical Transcription - undefined
Chandigarh
01.2005 - 01.2006
Certification in Medical Billing and Clinical Coding - undefined
A collaborative and innovative team player with the ability to effectively lead, guide and support staff.
An articulate communicator with an appreciation for the different communication styles required when working with clients, team members, and management.
Proven ability to establish solid relationships with clients through the provision of timely and accurate advice.
Comfortable with changing environments and situations, can support last-minute demands and changes; deals with challenges as they arise and is constantly generating and implementing new solutions.
Excellent conceptual and analytical skills; able to readily obtain and process required information, make sound judgements, and determine calculated results.
Calm with a robust ability to aid in conflict resolution; able to work toward mutually agreeable solutions using sensitivity in dealing respectfully with people from different cultures.
Adheres to all industry legislation and performs duties and responsibilities within organisational rules and regulations.
Accomplishments
Recipient of Westpac Group Consumer and Business Banking Annual Award 2022, ACT
Recipient of H1Q22 GEM award for performance
Recipient of Westpac Group Consumer and Business Banking Annual Award 2021, ACT
Recipient of 2021 Westpac Group Q2 Star Award for performance in ACT region
Honoured with 2 GEM recognitions in Westpac Group
Interests
Offering time and support to shelters for the homeless, women, and animals
Volunteer Work
Homelessness Outreach
Outdoor Recreation
Gardening
Enjoy hobbies that combine physical activity with outdoor exploration
Playing Sports
Camping
I enjoy cooking for friends and family gatherings
Sharing recipes, cooking tips, and culinary experiences through blogs and social media platforms
Timeline
Assistant Branch Manager/Business Banker
St. George Bank/Westpac Banking Corporation
11.2022 - Current
Senior Customer Service Specialist/Assistant Branch Manager
St. George Bank/Westpac Banking Corporation
11.2021 - 10.2022
Customer Service Specialist/Branch Delegate
St. George Bank/Westpac Banking Corporation
01.2021 - 11.2021
Customer Service Advisor/Personal Banking
St. George Bank/Westpac Banking Corporation
09.2020 - 01.2021
Certification in Medical Billing and Clinical Coding - undefined
Delhi
01.2019 - 01.2020
Medical Billing and Clinical Coding/Production Manager/Medical Transcription