Summary
Overview
Work History
Education
Skills
Certification
Affiliations
Computingskills
References
Timeline
Generic

Vinod Beadle

Kensington,Australia

Summary

A passionate, dynamic overall stakeholder management specialist with over two decades of experience in selling both financial services (specialized in Retail and SME segments) and non-financial products, credit analysis, debt collection skills in the fields of Banking, Finance, and Retail Sales. Sound financial analytical skills with hands-on experience in the review and assessment of a broad range of complex financial tools. Good understanding of the Australian Banking Regulatory and Compliance legislative/frameworks. Outstanding results with the successful implementation of robust procurement and sales techniques. Experienced in building sales and purchasing strategies to deliver exponential value for money across new and existing supplier bases. A highly motivated and commercial-focused go-getter with the ability to influence and negotiate confidently at all levels. Demonstrated record in exceeding business targets within the working environment. Experience in translating complex analytical methodologies and insights to senior stakeholders. Ability to work across functional teams to influence change and drive business improvements. Excellent numerical, verbal, and written communication skills, with the ability to build strong supplier rapport. Exudes a positive, confident, can-do attitude and a passion for mobile lending using risk-based pricing methods.

Overview

22
22
years of professional experience
1
1
Certification

Work History

The Procurement Officer – Special Projects

Treadwell Group Pty Ltd
11.2023
  • Successfully Procuring and delivery material for special project per the project Gantt charts
  • Average ticket size of the sourced material will be between AUD 200,000 to AUD 500,000
  • Which contain custom fabricated FRP material, SS316 Base plates, SS316 brackets, FRP Ducting’s, Fasteners etc
  • Carried out all the functions of Supply Chain Manager for a period of two months; carried out reconciliation of long due accounts Approx
  • AUD 2 million, rectified the errors and developed processes to streamline overall functions of supply chain department
  • Sourcing - Carrying out market research, along with analysis to ensure identification of the most profitable offers with controlled costs
  • Conduct all sourcing and extension processes: prepare all relevant plans and recommendation reports, obtain all approvals and ensure contract finalization and execution
  • Ensure supplier relationship management is delivered consistently, covering business continuity and risk management (and monitoring) Ensure successful commercial outcomes on all contracts within scope in accordance with relevant plans and contractual performance obligations
  • Responsible in providing administrative and financial expert support for invoice reconciliations, expense monitoring & cost controlling, and record maintenance for tax purposes
  • To achieve 100% compliance with Procurement Policies and Procedures
  • Influence business to consider procurement opportunities Achieve a high level of customer satisfaction and effectively manage internal relationships
  • Responsible for ensuring procurement is a key part of stakeholder planning processes
  • Business partnering understand relevant business area priorities and schedule work appropriately.

The Accounts, Purchasing & Inventory Officer

Sundrop Farms Port Augusta Pty Ltd
04.2023 - 11.2023
  • Successfully Implemented a procurement process within the organization to streamline all purchasing activities across all departments with an approval matrix
  • Processed approximately 700 purchasing to payable transactions every month totaling up to AUD 600,000 minimum
  • Implemented a strategy to evaluate the day-to-day requirements of the maintenance department and maintain sufficient stock level to service and maintain the farming equipment without hindering the farms day to day activities
  • This includes taking inventory of all purchased spare parts and purchasing new spare parts for the Greenhouse carts & the RO Shed (reverse osmosis water filtering System) worth approximately AUD 280,0000
  • And was maintained consistent stock levels throughout worth AUD 450,000 AUD Successful Implementation of the pack shed's racking system without hindering the day-to-day operation of the pack shed
  • This included the removal of the existing racking system and installation of the new racking system worth approx
  • AUD 60,000.

Settlement & Pre-Verification Representative

Toyota Finance Australia
01.2023 - 04.2023
  • Meeting settlement Target of 25 Files per day with Zero processing errors meeting all credit norms and settlement policies of the company (Average ticket size if the settlement AUD 30,000) Reviewing the applications submitted through the internal system and verification of customer information such as customer identity, income calculations, expense verification, capacity assessments, credit checks, and privacy checks is accurate and aligns with TFA lending and compliance policies
  • Ensure compliance and adherence to external legislation such as the Competition & Consumer Act, Privacy Act, National Consumer Credit Protection Act, Anti Money Laundering & Counter-Terrorism Financing Act, and the Personal Property Security Register
  • Engaging with relevant Business Managers to ensure accurate information is supplied to complete the settlement process Strong attention to detail and identifying instances where compliance requirements have been breached and reporting such breaches in line with the agreed process
  • A key role in the prevention of fraud and reducing potential fraud losses to TFA.

Personal Banker - Retail Banking (Permanent Part Time Basis)

ANZ Bank
09.2022 - 12.2022
  • Process applications on savings accounts, personal loans and credit cards
  • Handle customer complaints in an effect and timely manner
  • Update account information of clients and preform or other administrative duties such batching and teller operations
  • Forward on any enquiries to the relevant depart such as mortgage enquiries to the mortgage specialist

Head of Consumer Assets & Leasing

SANASA Development Bank
08.2016 - 08.2022
  • As Head of the Business Unit, was instrumental in increasing the bank leasing portfolio from LKR 3.8 billion (Approx AUD 19 million) to LKR 9.2 billion (Approx AUD 49 million)
  • And while maintaining NPL ratio below 6% during the 2020 financial year
  • When taking over the business unit in the 2017 financial year the portfolio was 3.8 billion and had attrition of more than 63%
  • The product had reached its maturity stage and was not yielding enough profit for the Bank as it had been fully abandoned
  • In the financial year of 2020 the product had been fully revived and had contributed 39% of the banks’ profits of LKR 836 million (Approx
  • AUD 4.18 million) profit
  • This was a significant amount as the bank's total Asset book size was LK 102 billion (Approx
  • AUD 510 million) whereas the leasing portfolio was only LKR 9.2 billion
  • During the COVID-19 pandemic despite the tough market conditions and economic constraints the portfolio was sustained at LKR 10 billion (Approx
  • AUD 50 million) during the financial year 2021 with approx
  • 6% NPL
  • Initialized tie-ups and built strong relationships with top agricultural mechanization solutions providers in the country such as TAFE, Mahindra, Yamar & Maseeyferguson to boost agrarian business and was able to capture a market share of 10% for tractor financing during the year 2020 and 2021
  • Approximately 4500 Wheels Tractors are sold every year, and we were financing approx
  • 450 tractors on average
  • The average ticket size of a tractor is LKR 3 million (Approx
  • AUD 15,000)
  • During the financial year 2021 Initiated and persuaded the bank's board of directors for a new Leasing System
  • And the new system was fully implemented and fully operational across the 94 branches.

Accounts Receivables Officer

SA Potato Company – Australia
09.2014 - 12.2015
  • Effective and efficient collection of overdue accounts
  • This includes individual and Institutional clients such as Coles, Woolworths, IGA, Tony and Marks, Farm Fresh, etc
  • During the 1st Six months of my employment was able to clear 70% of the total long-due accounts; valuing approximately AUD 4 million by implementing a systematic follow-up process and through invoice reconciliation
  • Help assist the CFO in managing the business cash flow by providing forecasted cash inflow reports with an accuracy ratio of 80%

Sales Consultant - Brown Goods (parttime Employment)

The Good Guys – Australia
02.2014 - 09.2014
  • Exceeded weekly sale target of AUD 25,000 by selling end-to-home entrainment systems, accessories, and extended Warranties On the sales floor of the Good Guys, I was offered a full-time position at SA Potato Company by the CEO.

Sales Consultant - Home and Office Furniture (Parttime Employment)

Super A-Mart – Australia
09.2013 - 02.2014
  • Effectively represented the business products and services and generated sales by providing genuine help and direction to customers
  • Exeeded weekly, monthly, and annual sales quotas by diligently chasing leads, providing solutions, and building relationships
  • Help create a team atmosphere where every member is valued and supported in their roles.

Manager Personal & Vehicle Loans

ICICI Bank Limited – Sri Lanka
05.2006 - 09.2013
  • Achieved monthly loan disbursement target of LKR 90 million (Approx
  • AUD 450,000) for the relationship portfolio
  • Implemented a dynamic marketing strategy to increase 90% of all Vehicle dealer agencies Formulated a balanced Credit Policy and achieved a loan portfolio of LKR 1 billion (AUD 5 million) within the first 12 months
  • Manage assigned relationship portfolio, identifying cross-sales opportunities within the portfolio, and identifying prospective clients to promote loan products
  • Provide innovative tailor-made solutions for retail and business clients to meet their requirements, structuring loans as per the client’s repayment capacity and providing other solutions based on client’s requirements
  • Analyze and complete credit proposals for new and existing clients, make recommendations, draw conclusions, and complete submissions for Business Credit to decide based on the recommendation
  • Handle all pre-sanction, post-sanctions, and post-disbursement documentation including a collection of margin money and documentation fees
  • Handle outsourced service provider agencies such as mortgage brokers and ensure they are in line with the bank's protocols and policies
  • Handle customer complaints and provide appropriate solutions within a given TAT whilst bringing it to the preview of the senior management by updating the customer care system
  • Maintain compliance and reporting functions following applicable Bank Policies & Procedures and Government Legislation.

Leasing Specialist

Lanka Orix Leasing – Sri Lanka
11.2005 - 04.2006

Leasing Specialist

PEOPLE’S LEASING – Sri Lanka
11.2003 - 11.2005

Underwriting Assistant (General Insurance Division)

HNB ASSURANCE – Sri Lanka
06.2003 - 11.2003

System Trainee Operator

HATTON NATIONAL BANK PLC – Sri Lanka
10.2001 - 08.2002

Education

Diploma in Business Administration -

01.2009

Skills

  • Supplier Relationship Management
  • Purchasing strategy
  • E-procurement Systems
  • Document Preparation

Certification

  • Series of certifications - Establish client relationship and analyze needs/ develop, present, and negotiate client solutions/ provide Tier 2 personal advice in general insurance, Kaplan, 2022
  • Training of Trainers on Sales Skills, International Finance Corporation, 2018
  • Law Relation to Lending and Financial Transactions, Centre for Banking Studies, Central Bank of Sri Lanka, 2010
  • Non-Performing Assets (NPAs) and, Centre for Banking Studies, Central Bank of Sri Lanka, 2009
  • Leasing Financing, Asian Institute of Leasing, 2005
  • Winning with Leasing, Asian Centre for Lease Education, 2004
  • Australian Driver’s License
  • High Risk License – Forklift

Affiliations

An Affiliate Professional of CIM, 2021

Computingskills

  • Microsoft Office Suite
  • Open Arc Leasing System
  • Hogan
  • Quantum
  • Epicor
  • Microsoft Outlook
  • Zerox system
  • IKnow
  • Inventory Management
  • EFinancial system
  • Finnone Banking System
  • Mytill
  • Xero Accounting
  • Finacle Banking system
  • MYOB
  • TCR
  • Cin7 core

References

Will be provided on request

Timeline

The Procurement Officer – Special Projects

Treadwell Group Pty Ltd
11.2023

The Accounts, Purchasing & Inventory Officer

Sundrop Farms Port Augusta Pty Ltd
04.2023 - 11.2023

Settlement & Pre-Verification Representative

Toyota Finance Australia
01.2023 - 04.2023

Personal Banker - Retail Banking (Permanent Part Time Basis)

ANZ Bank
09.2022 - 12.2022

Head of Consumer Assets & Leasing

SANASA Development Bank
08.2016 - 08.2022

Accounts Receivables Officer

SA Potato Company – Australia
09.2014 - 12.2015

Sales Consultant - Brown Goods (parttime Employment)

The Good Guys – Australia
02.2014 - 09.2014

Sales Consultant - Home and Office Furniture (Parttime Employment)

Super A-Mart – Australia
09.2013 - 02.2014

Manager Personal & Vehicle Loans

ICICI Bank Limited – Sri Lanka
05.2006 - 09.2013

Leasing Specialist

Lanka Orix Leasing – Sri Lanka
11.2005 - 04.2006

Leasing Specialist

PEOPLE’S LEASING – Sri Lanka
11.2003 - 11.2005

Underwriting Assistant (General Insurance Division)

HNB ASSURANCE – Sri Lanka
06.2003 - 11.2003

System Trainee Operator

HATTON NATIONAL BANK PLC – Sri Lanka
10.2001 - 08.2002

Diploma in Business Administration -

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