Xiaojing Li
Nanjing,Jiangsu
Summary
I have a solid foundation in finance and accounting, with hands-on experience in loan management, financial reporting, and data analysis. My proven ability to ensure accuracy, compliance, and operational efficiency has contributed to measurable improvements in both financial processes and team outcomes. By leveraging my skills and dedication, I am confident in delivering consistent value and results, making me a strong asset for any financial or banking team looking to optimize performance.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Intern
SPD Bank, Nanjing Branch
Nanjing, Jiangsu
12.2023 - 02.2024
- Learned and mastered the basic process of personal loan business, including loan application, document review, loan approval, contract signing, and disbursement.
- Assisted in organizing and filing loan documents to ensure each loan's documentation was complete and compliant.
- Participated in loan follow-up management, including repayment reminders, handling overdue loans, and preparing and analyzing related reports.
- Gained knowledge of various wealth management products offered by SPD Bank, including bank deposits, funds, bonds, insurance, and investment-linked insurance products.
- Mastered the art of presenting wealth management products to potential clientele, highlighting key benefits and strategies for risk mitigation.
Intern
College Project
Brisbane, QLD
01.2023 - 06.2023
- Established an entity for the client, registered the company, applied for an ABN, GST, PAYG withholding, and applied for a TFN.
- Used MYOB to set up the client's chart of accounts, including GST coding.
- Prepared chattel mortgage schedules for motor vehicles and advised clients on the accounting, income tax, and GST implications of purchasing motor vehicles.
- Prepared a set of external financial statements for the client in accordance with AASB accounting standards.
- Calculated a series of financial ratios for the client, compared them with budgets, investigated and explained variances, and submitted a financial dashboard to the client.
Accounting Intern
Jiangsu Chuangwei Traffic Technology Development Co., Ltd.
Nanjing, Jiangsu
07.2021 - 09.2021
- Responsible for cash counting to ensure the accuracy and security of cash.
- Prepared cash count sheets based on the results of cash checks, recording the amount and denomination of cash.
- Reconciled cash count sheets with cash journals to ensure consistent balances.
- Recorded daily expenses and payments in the cash journal, maintaining continuity and completeness of the accounts.
- Organized a variety of documents such as expense vouchers, loan receipts, and application forms for efficient filing and retrieval.
- Categorized and filed documents for convenient retrieval and utilization.
Education
Master of International Economics And Finance - International Economics And Finance
University of Queensland
Brisbane, QLD11-2024
Bachelor of Business - Accountancy
Queensland University of Technology
Brisbane, QLD06-2023
Skills
- Report Writing
- Analytics
- Scheduling
- Clerical Support
- Project Support
- Mail distribution
- Attention to Detail
- Microsoft Office Suite
Certification
- CET-4 English Certificate
- Computer Level 1 Certificate
Timeline
Intern
SPD Bank, Nanjing Branch
12.2023 - 02.2024
Intern
College Project
01.2023 - 06.2023
Accounting Intern
Jiangsu Chuangwei Traffic Technology Development Co., Ltd.
07.2021 - 09.2021
Master of International Economics And Finance - International Economics And Finance
University of Queensland
Bachelor of Business - Accountancy
Queensland University of Technology
Similar Profiles
Xiao HanXiao Han
Personal Loan Specialist at SPD BankPersonal Loan Specialist at SPD Bank
JINGRU ZHAOJINGRU ZHAO
Operations Intern at Spd Silicon Valley Bank Inc.Operations Intern at Spd Silicon Valley Bank Inc.
Haoran WangHaoran Wang
Bank Counters at Nanjing BankBank Counters at Nanjing Bank