Yuri Paola Ramirez Diaz

Achievements

• Examine the financial statements of companies within the automotive sector.
• Analyze key financial indicators to determine the financial and performance of these companies.
• Prepare detailed reports for senior management.
  Provide a comprehensive analysis of the financial and operational status of the evaluated companies.
• Assist in the evaluation of vehicle credit applications.
  Conduct business analyses to determine the viability and associated risks.
• Developed analytical strategies that improved accuracy and efficiency in request evaluations.
• Demonstrated the ability to interpret financial statements and their indicators in detail, offering a clear view of financial performance.
• Identified and prevented fraudulent activities through thorough analysis and effective control implementations.
  Gained expertise in specialized tools such as Factoring (BOT), Signature, Bizagi, and the bank's production line, enhancing operational efficiency.
  

• Assessed credit risk and analyzed financial statements.
• Analyzed customer data such as financial statements to determine the level of risk involved in extending credit.
• Analyzed credit scores to determine borrowers' creditworthiness.
• Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.

• Enhanced credit decision-making by conducting comprehensive consumer credit analyses.
• Optimized workflow efficiencies by reviewing current practices and proposing actionable recommendations aligned with company objectives and operational goals.
• Developed strong professional rapport with colleagues across departments, fostering a collaborative environment conducive to successful teamwork initiatives.
• Streamlined loan approval process for faster response times with thorough risk assessments.

• Worked in call center environment handling manual and automatically dialed outbound calls.
• Negotiated to collect balance in full.
• Improved customer payment compliance through negotiating mutually agreeable repayment plans.
• Processed payments and applied to customer balances.

• Conduct telephone and in-person sales of educational outings, corporate events, and children's parties.
• Present and promote services to potential customers, emphasising their benefits and suitability.
• Coordinate logistics and activities for educational outings, corporate events, and children's parties to ensure smooth execution.
• Provide commercial advice and support to clients during weekends, addressing inquiries and facilitating bookings.
• Performed other duties to support goals and objectives of relationship management teams.