Summary
Overview
Work History
Skills
Timeline
Christine Celia  Lum

Christine Celia Lum

Eagleby,QLD

Summary

Driven Branch Manager with a proven track record at MoneyShop Group Ltd, enhancing branch productivity and sales through strategic business development and risk mitigation. Excelled in recruiting top talent and fostering a motivational environment, leading to significant improvements in operational efficiency. Skilled in software programs and proficient in the FHA loan process, demonstrating a balanced blend of technical and interpersonal skills.

Overview

20
20
years of professional experience

Work History

Branch Manager

MoneyShop Group Ltd
01.2004 - 04.2024
  • Interviewed and hired talented individuals with top-level strengths, improving organizational talent, and skill set.
  • Engaged employees in business processes with positive motivational techniques.
  • Met deadlines by proactively managing individual and team tasks and streamlining processes.
  • Assessed employee performance and developed improvement plans.
  • Maintained friendly and professional customer interactions.
  • Enhanced branch production rates by handling staff conflicts, evaluations, hiring, and termination processes and coaching employees on company protocol and payroll operations.
  • Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
  • Complied with regulatory guidelines and requirements.
  • Evaluated project applications and verified with outline specifications to approve, reject and recommend adjustments.
  • Resolved various issues impacting sales management and business operations.
  • Implemented service improvements to enhance sales cycle.
  • Forecasted trends and recommended improvements based on financial risk analyses.
  • Examined customer loan applications for loan approvals and denials.
  • Completed filings and upheld strict compliance with regulatory agencies and supervisors.
  • Generated financial and operational reports to assist management with business strategy.
  • Reduced process bottlenecks by training and coaching employees on practices, procedures, and performance strategies.
  • Compiled database of loan applicants' credit histories, financial statements and other financial information.
  • Consulted customers to boost product sales and services.
  • Reviewed and edited loan agreements to enhance clarity and monitor compliance with requirements.
  • Submitted loan applications to underwriter for verification and recommendation.

Skills

  • Business development expertise
  • Proficient in Software Program
  • Risk Mitigation
  • FHA loan process background

Timeline

Branch Manager - MoneyShop Group Ltd
01.2004 - 04.2024
Christine Celia Lum