Summary
Overview
Work History
Education
Skills
Certification
i love reading books and watching series during my free times.
Languages
Timeline
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Kezang Tshomo

Perth

Summary

Experienced leader with strong background in guiding teams, managing complex projects, and achieving strategic objectives. Excels in developing efficient processes, ensuring high standards, and aligning efforts with organizational goals. Known for collaborative approach and commitment to excellence. Credit professional with comprehensive experience in credit evaluation and risk mitigation. Recognized for fostering collaboration within teams and delivering reliable results, adapting seamlessly to evolving business needs. Expertise in financial analysis, decision making, and client relationship management. Personable and analytical with strong foundation in financial principles and risk assessment. Possesses solid understanding of credit policies and procedures, along with skills in financial analysis and customer service. Committed to leveraging these abilities to make positive impact on organization's credit management.

Overview

5
5
years of professional experience
1
1
Certification

Work History

GMC Focal

Bhutan Development Bank Limited
01.2023 - 06.2023
  • Act as a bridge between the organization and GMC (Green Climate Fund).
  • Initiating every GMC activities, attending seminars and meetings with the GMC and reporting to the management.
  • Primarily, taking the concerns regarding the GMC funds raising issues during meetings with GMC and ensuring the funds provided by GMC is utilized properly by the organization.
  • Self-motivated, with a strong sense of personal responsibility.
  • Worked effectively in fast-paced environments.
  • Skilled at working independently and collaboratively in a team environment.
  • Proven ability to learn quickly and adapt to new situations.

Credit Officer

Bhutan Development Bank Limited
01.2018 - 06.2023
  • Evaluated creditworthiness of potential borrowers using thorough research and analysis techniques, minimizing default risks.
  • Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
  • Enhanced credit decision-making by conducting comprehensive financial analysis and risk assessments.
  • Optimized lending practices by maintaining up-to-date knowledge of industry trends and regulatory requirements.

Education

Masters in Professional Accounting - Accounting And Finance

Murdoch University
Perth, WA
08.2025

B.Com Finance - Accounting And Finance

Gedu College of Business Studies
Bhutan
06.2017

Skills

  • Analytical skills to assess financial documents
  • Attention to detail for accuracy
  • Financial knowledge to evaluate credit risk
  • Communication skills to interact with clients and colleagues
  • Decision-making to approve or deny credit applications
  • Negotiation skills for setting terms and conditions
  • Knowledge of regulations related to lending
  • Customer service to address client concerns and provide support
  • Multitasking
  • Critical thinking
  • Calm under pressure
  • Organization and time management
  • Verbal communication
  • Friendly, positive attitude
  • Teamwork and collaboration
  • Customer service
  • Problem-solving

Certification

  • Received certificate for participating in Insignia 2017, An International Level Management Festival, held in Kolkata, India and took part in Public Relation.

i love reading books and watching series during my free times.

Reading books as a hobby expands knowledge, improves focus, enhances vocabulary, reduces stress, boosts creativity, and strengthens mental health. It also sharpens analytical thinking and promotes empathy by exposing you to different perspectives. Therefore, i enjoy reading books whenever i get free time.

Watching series as a hobby offers relaxation, boosts creativity, improves empathy, fosters connection with others, and enhances storytelling skills. It’s a fun way to unwind and learn from diverse narratives.

Both reading books and watching series during free times, makes me feel relaxed and gives me an opportunity to divert myself from the day to day stress and thereafter helps me in preparing for my next working days.

Languages

English
Professional Working
Hindi
Limited Working
Korean
Limited Working
Nepali
Professional Working

Timeline

GMC Focal

Bhutan Development Bank Limited
01.2023 - 06.2023

Credit Officer

Bhutan Development Bank Limited
01.2018 - 06.2023

Masters in Professional Accounting - Accounting And Finance

Murdoch University

B.Com Finance - Accounting And Finance

Gedu College of Business Studies
Kezang Tshomo