MIHIR NAGPAL
SYDNEY,NSW
Summary
Dynamic Credit Analyst with a proven track record at Uneek Mortgages, leveraging financial analysis and effective communication to enhance credit evaluation processes. Skilled in SQL and Python, I excel at interpreting complex data, driving compliance, and delivering actionable insights that improve decision-making and borrower risk assessment.
Overview
5
5
years of professional experience
1
1
Certification
Work History
Credit Analyst
Uneek Mortgages
02.2026 - Current
- Analyzed credit applications to assess borrower risk and enhance credit decision quality.
- Reviewed credit reports and financial statements to identify potential issues and inform lending decisions.
- Conducted thorough financial reviews to ensure compliance with lending policies and mitigate risk.
- Interpreted complex financial data, including balance sheets, cash flow statements, and income statements.
Shift Manager | Store Assistant
Aldi
03.2024 - 02.2026
- Promoted to shift manager in December 2025 for exceptional leadership and operational skills.
- Supervised store operations, enhancing workflow efficiency and staff performance during shifts.
- Trained new employees on company policies, safety procedures, and operational standards.
- Managed inventory levels, conducting regular stock audits for accuracy.
- Streamlined store processes through effective operational improvements.
- Operated POS systems efficiently, ensuring smooth transaction processing.
- Resolved customer issues professionally, maintaining high service standards.
- Collaborated with team to achieve daily operational and sales goals.
Research Associate Intern
Altiorem
08.2024 - 12.2024
- Conducted financial and ESG research to support investment decisions aligned with sustainable practices.
- Created research briefs that distilled complex data into actionable insights for key stakeholders.
- Collaborated with analysts to assess corporate sustainability reports and identify relevant market trends.
- Ensured high accuracy and relevance in research by updating sources and methodologies.
- Produced content for Altiorem's public research library to enhance accessibility of sustainable finance knowledge.
Project Management Intern
Evaheld
06.2023 - 07.2023
- Built progress reports and timelines to support agile project tracking and ensure on-time delivery.
- Utilized Jira to manage tasks and enhance project transparency.
- Conducted A/B testing and usability analysis, identifying friction points in user experience to inform design improvements.
- Analysed customer feedback to propose data-driven enhancements that increased product engagement.
Admission Officer
Central Queensland University
06.2022 - 12.2022
- Optimised admissions processes to enhance compliance with regulatory requirements.
- Streamlined application review process to improve turnaround time for applicants.
- Managed campaigns promoting university programs to attract international applicants.
- Maintained compliance with admission guidelines and student visa regulations.
- Provided regular reporting on applicant trends to senior management for planning.
Marketing Intern
The Visionific
06.2021 - 07.2021
- Designed and executed social media campaigns that enhanced online visibility and engagement.
- Conducted competitor analysis that informed brand positioning and messaging strategies.
- Collaborated with design and content teams to ensure consistent brand identity.
- Tracked performance metrics to evaluate campaign effectiveness and identify actionable improvements.
- Carried out branding and marketing workshops to educate clients on digital strategies.
Education
Masters of Management -
University of Technology Sydney
12-2024
Bachelor of Arts (Economics) -
Delhi University
05-2022
Skills
- Credit evaluation
- Financial analysis
- SQL
- Python
- Power BI
- Tableau
- Data visualization
- Market research
- Microsoft Office
- Effective communication
Certification
• Certification in Business Analytics with Agentic AI - BITS
• Power BI Certification - PwC
• Strategy Consulting Certification - Accenture
• Power BI Certification - PwC
• Strategy Consulting Certification - Accenture
Extra Curricular Experience
- Team Member, Enactus: Collaborated with diverse stakeholders to implement employment programs for underprivileged communities., Collaborated with a multidisciplinary team to design and implement social entrepreneurship projects., Executed field research and stakeholder interviews to align project outcomes with community needs.
- Executive Head, School's Arts & Commerce Society: Spearheaded event organization and cross-functional teamwork, showcasing leadership and communication abilities., Promoted events through creative campaigns, enhancing society's visibility on campus., Supervised a team of volunteers across departments, ensuring smooth coordination and logistics.
References
- Emmalene Wyoscki, Manager at Altiorem, emmalene@altiorem.org
- Saurabh Anand, Managing Director at Uneek Mortgages, saurabh@uneekmortgages.com.au
Timeline
Credit Analyst
Uneek Mortgages
02.2026 - Current
Research Associate Intern
Altiorem
08.2024 - 12.2024
Shift Manager | Store Assistant
Aldi
03.2024 - 02.2026
Project Management Intern
Evaheld
06.2023 - 07.2023
Admission Officer
Central Queensland University
06.2022 - 12.2022
Marketing Intern
The Visionific
06.2021 - 07.2021
Masters of Management -
University of Technology Sydney
Bachelor of Arts (Economics) -
Delhi University