Prabhmeet Singh
Amritsar
Summary
Experienced banking and finance professional with 10 years of expertise in credit analysis, relationship management, and financial planning. Known for delivering client-focused solutions, ensuring regulatory compliance, and fostering team development. Proficient in financial evaluation, strategic decision-making, and enhancing operational efficiency.
Overview
12
12
years of professional experience
1
1
Certification
Work History
Manager – Working Capital Department
Axis Bank Ltd.
2019.09 - 2023.02
- Provided services on accounts and finance across multiple sectors.
- Led a team of 9–10 professionals in financial accounting and analysis.
- Conducted financial analysis for enterprises seeking AUD 1–10 million in funding.
- Conducted SWOT and sensitivity analyses; structured debt covenants.
- Ensure all regulatory, internal policy, and audit requirements are met.
- Reviewed credit proposals and gave actionable risk-mitigation recommendations.
- Collaborated with developers to streamline financial software solutions.
- Ensured regulatory compliance with a strong record of customer satisfaction.
- Generated business through referrals and client retention.
- Supervised and trained staff across 15+ branches.
Deputy Manager
HDFC Bank Ltd.
2015.10 - 2019.09
- Provided financial and accounting services across sectors.
- Led a team of 4–5 professionals in financial analysis and reporting.
- Prepare credit appraisal memos (CAM) for sanctioning working capital limits.
- Ensure all regulatory, internal policy, and audit requirements are met.
- Managed large enterprise financing of over AUD 10 million.
- Performed sensitivity analysis and loan structuring to mitigate risk.
- Streamlined accounting processes and ensured data accuracy.
- Trained staff across 5 branches to enhance operational capabilities.
Business Development Officer – Bank Loan Ratings (BASEL II)
CRISIL Limited
2013.05 - 2015.09
- Identified potential clients via cold calling, research, and networking.
- Built and maintained strong client relationships.
- Worked cross-functionally with internal teams to deliver customized solutions.
- Analyzed financials to support client advisories and proposal structuring.
Finance Associate
ISTA Hotel
2012.09 - 2013.03
- Processed vendor payments and reconciled supplier statements.
- Generated invoices and ensured revenue tracking.
- Assisted payroll processing and tax compliance.
- Contributed to monthly P&L preparation and reporting.
Legal Assistant
Advocate Amrik Singh Malhotra & Co. & Advocate Gurmeet Singh Chawla
2011.01 - 2012.08
- Assisted in tax return filings and legal documentation.
- Liaised with auditors, courts, and clients to ensure compliance.
- Supported VAT and income tax return submissions.
Education
LLB – Bachelor of Laws -
Chaudhary Charan Singh University
2014-01
B.Com – Bachelor of Commerce -
Guru Nanak Dev University
2011-01
XII - Commerce
Sri Guru Ramdass Khalsa Sr. Sec. School
2008-01
X -
Sri Guru Ramdass Khalsa Sr. Sec. School
2006-01
Skills
- Business Development
- Financial Analysis
- Loan Processing
- Client Relationship Management
- Team Management & Leadership
- Strategic Planning & Problem Solving
- Tally ERP
- Compliance & Risk Management
- Microsoft Office
- SWOT Analysis
- Credit Proposal Evaluation
- Variance Analysis
- Month-End Closing & Reconciliation
- Effective Time Management
- Adaptability & Continuous Learning
- Multitasking
Certification
NABCABS Workshop
Training -Onboarding of retail assets
LANGUAGES
English – Proficient
Hindi – Native
Punjabi – Native
Timeline
Manager – Working Capital Department
Axis Bank Ltd.
2019.09 - 2023.02
Deputy Manager
HDFC Bank Ltd.
2015.10 - 2019.09
Business Development Officer – Bank Loan Ratings (BASEL II)
CRISIL Limited
2013.05 - 2015.09
Finance Associate
ISTA Hotel
2012.09 - 2013.03
Legal Assistant
Advocate Amrik Singh Malhotra & Co. & Advocate Gurmeet Singh Chawla
2011.01 - 2012.08
LLB – Bachelor of Laws -
Chaudhary Charan Singh University
B.Com – Bachelor of Commerce -
Guru Nanak Dev University
XII - Commerce
Sri Guru Ramdass Khalsa Sr. Sec. School
X -
Sri Guru Ramdass Khalsa Sr. Sec. School