SAURABH MAHAJAN
QLD
Summary
Experienced and dedicated banking professional with over 12 years of expertise in the industry. Exceptional prioritization skills, adept at handling multiple tasks simultaneously while ensuring successful completion. Demonstrated commitment to achieving project goals by following through with meticulous attention to detail. Seeking a position of increased responsibility and authority to further contribute skills and knowledge in the field.
Overview
14
14
years of professional experience
Work History
Senior Banking Consultant(2IC)
ANZ Bank
05.2024 - Current
- Responsible for Branch Operations and Sales.
- Leadership Responsibilities of Branch.
- Sales/ Compliance for Branch.
- Daily Branch Reconciliation.
- Responsible for Increasing Branch Revenue through various activities.
- Home Loans,Personal Loan/Credit cards and management of all other Bank Products.
Senior Assistant- Operation Control
Bank of China (UK) Limited
09.2023 - 03.2024
- Responsible for conducting control testing (including Quality Assurance testing of Cash Management and Trade Finance Products - Import and Export LC Advising/Negotiation).
- Related Parties linkage analysis in regard to AML/CTF guidelines.
- Support supervisor to check teams in Operations and Service Department has adequate RCSA controls and notify any deficiencies, policy breaches, overdue actions.
- Tracking/ following up on issues identified from various channels (Self-identified, Internal Audit etc.) to ensure all remedial actions and the status of any action implementations are on track and delivered within agreed timelines.
- Support supervisor to work with the front-line operational support teams to execute 1LoD operational Risk Management programme(RCSA, KRI, ORE, external events etc.).
- Conduct control testing (including Quality Assurance testing).
- Review and update the policy and procedure on regular basis.
- Handle queries from internal or external parties relating to these accounting functions.
- Produce business statistics for team and department, including MI, KRI.
Operations Analyst
Bank of Baroda UK
08.2022 - 09.2023
- Change Management by recommending and implementing requisite changes end to end for better control over processes.
- Led and conducted Risk & Control Self-Assessment processes, collaborating with cross-functional teams to identify potential risks and implement effective mitigation strategies.
- Developed and enhanced risk management frameworks, ensuring alignment with industry standards and regulatory requirements.
- Communicated findings and recommendations to senior management and stakeholders, driving awareness and proactive risk management practices.
- Spearheaded oversight of overall Banking Operations, working closely with front-office teams to streamline processes and optimize operational efficiency.
- Coordinating activities between first line of defense (1 LOD) and second line of defense (2 LOD) to foster a culture of risk-awareness and compliance.
- Ensuring adherence to operational policies, procedures, and regulatory guidelines, maintaining a robust control environment.
- Collaborated with IT teams to validate data integrity, improve data governance, and enhance overall data quality.
- Development of Reports, Change Requests, UAT Testing and Implementation.
- SCV report analysis and error resolution by coordinating with 10 branches across UK.
- Managed crisis management framework to support business continuity and planning.
- Writing Process Manuals.
Branch Head
ICICI Bank Ltd
01.2018 - 07.2022
- Developed and implemented a demographically specific customer acquisition strategy targeting local defense personnel, resulting in the issuance of 500+ credit cards in a single campaign, which was recognized at the national level.
- This innovative strategy helped the bank carve a new ecosystem to better serve niche markets, significantly contributing to overall branch growth and recognition.
- Market Combing,Analyzing and Strategy Planning tap into new segments, driving business growth.
- Increased branch revenue by 40% through optimised sales and customer engagement strategies(NII and Profitability analysis).
- Got promoted 4 times to Senior Manager Grade.
- Awarded Branch Manager of the Year twice for outstanding performance in branch operations and Leadership.
- Managed & Mentored a team of 15+,believer of creating leader each year from my team.
- National Branch Leadership Training Programme trainer.
- Oversaw full regulatory compliance, ensuring that all audits and internal checklists were completed with zero discrepancies,Rated 5 star in multiple audits.
- Shaped business strategy with compelling vision and data analysis.
- Developed annual branch business plans for maximum profitability and effectiveness.
- Prepared comprehensive financial analysis reports and market research.
- Review of various loans,Underwriting and Collection to deliver Branch targets.
Branch Credit Manager
ICICI Bank Ltd
08.2012 - 12.2017
- Agriculture Loans Underwriter for 25 Branches.
- Disbursements, Operations and End to end Limits decisioning.
- Compliance, Branch Trainings on Policies.
- Regulatory Audits.
- Built and maintained courteous and effective working relationships
- Supervised work of contracted employees to deliver work on schedule
- Explored and created new ways to resolve problems with processes, technology, or team members to improve overall efficiency.
- Complex Data Analysis, using VlookUps
Quality Control Officer
Fresenius Kabi
08.2010 - 09.2011
- Motivated and encouraged new junior employees
- Maintained equipment by performing effective quality assurance checks and reporting any damaged or broken equipment to repair companies
- Confirmed the required specifications and measurements of materials that were ordered for projects.
Education
PG Diploma - Banking & Finance
Manipal University
India01.2012
B.Tech - Biotechnology Engineering
Ambala college of Engineering, Kurukshetra University
India01.2010
Secondary -
CBSE, State Education Board
India01.2006
Skills
- Branch Manager
- Credit Underwriter
- KAPLAN Certified
- Financial analysis and planning
- Compliance Champion
- Team leadership
- Motivational leadership style
- Employee training
- Risk management expertise
- Workforce training
- Expertise in Microsoft Office, Power BI,SQL
- Loan life-cycle Handling
Accomplishments
- Quality Control of Trade Finance and Cash Management and implement changes.
- Credit Underwriting experience of 5 years as Branch Credit Manager and Regional Credit Manager Roles.
- Worked closely with Business Credits.
- Excellent Customer Handling experience.
- Built and nurtured key client relationships to grow profit by 40%.
- Worked directly with senior leadership to develop and administer good Budget Orientations.
Timeline
Senior Banking Consultant(2IC)
ANZ Bank
05.2024 - Current
Senior Assistant- Operation Control
Bank of China (UK) Limited
09.2023 - 03.2024
Operations Analyst
Bank of Baroda UK
08.2022 - 09.2023
Branch Head
ICICI Bank Ltd
01.2018 - 07.2022
Branch Credit Manager
ICICI Bank Ltd
08.2012 - 12.2017
Quality Control Officer
Fresenius Kabi
08.2010 - 09.2011
PG Diploma - Banking & Finance
Manipal University
B.Tech - Biotechnology Engineering
Ambala college of Engineering, Kurukshetra University
Secondary -
CBSE, State Education Board
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