Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Owen-Morgan Hayes

Silverdale

Summary

Dynamic Loan Writer at VK Investment Holdings with a goal-oriented mindset, adept at enhancing client satisfaction through personalized mortgage solutions. Proven expertise in residential mortgage lending regulations and superior customer service, leading to successful loan closings and long-term client relationships. Strong negotiation skills and a commitment to ethical business practices drive exceptional outcomes.


Operations professional with robust background in managing branch operations. Known for driving process improvements and ensuring operational excellence. Focused on fostering team collaboration and achieving high results, adapting seamlessly to changing needs. Skilled in resource management and strategic planning.

Overview

12
12
years of professional experience
1
1
Certification

Work History

Loan Writer

VK Investment Holdings Pty Ltd
07.2023 - Current

Managed loan pipelines efficiently, promptly addressing any issues or concerns that arose during the mortgage process.

  • Facilitated smooth communication between all parties involved in transactions, resulting in successful loan closings and satisfied clients.
  • Conducted comprehensive financial assessments to determine borrower eligibility for various loan programs, optimizing client outcomes.
  • Enhanced client satisfaction by providing personalized mortgage solutions tailored to individual financial needs.

Branch Manger

Jet Couriers
07.2013 - 03.2025
  • Continuously monitored branch performance against key performance indicators, taking corrective actions as needed to ensure objectives were met or exceeded.
  • Maintained friendly and professional customer interactions.
  • Improved customer satisfaction ratings by enhancing service quality and resolving client issues promptly.
  • Oversaw daily operations for streamlined efficiency, ensuring timely execution of tasks and optimal resource allocation.
  • Implemented effective sales strategies to achieve branch targets and exceed expectations consistently.
  • Evaluated employee performance regularly through appraisals and feedback sessions to facilitate continuous development of skills and knowledge base within the team.
  • Strengthened relationships with key clients, securing long-term partnerships and driving revenue growth.
  • Collaborated with senior leadership on strategic planning initiatives to align branch objectives with corporate goals.
  • Managed branch financials including budgeting, forecasting, and expense tracking for accurate reporting and decision-making support.
  • Interviewed and hired talented individuals with top-level strengths, improving organizational talent, and skill set.
  • Increased branch profitability by implementing cost-saving measures and streamlining operational processes.

Education

Diploma of Finance And Mortgage Broking Management

Entry Education
03-2024

FNS40821 Certificate IV in Finance And Mortgage Br

Entry Education
02-2024

Skills

  • Creative writing
  • Editing
  • Grammar usage
  • Research
  • Strong research skills
  • Strong negotiation skills
  • Customer service and support
  • Superior customer service
  • Collaborative teamwork
  • Effective problem solving
  • Ethical business practices
  • Goal-oriented mindset
  • Residential mortgage lending regulations
  • Accurate documentation
  • Client service
  • Client engagement and assistance
  • Loan applications

Certification

Diploma of Finance and Mortgage Broking Management FNS50322

FNS40821 Certificate IV in Finance and Mortgage Broking

Timeline

Loan Writer

VK Investment Holdings Pty Ltd
07.2023 - Current

Branch Manger

Jet Couriers
07.2013 - 03.2025

Diploma of Finance And Mortgage Broking Management

Entry Education

FNS40821 Certificate IV in Finance And Mortgage Br

Entry Education
Owen-Morgan Hayes