Ray Zhang

• Collaborated with different lenders to find best possible deal for homebuyers.
• Assessed clients' financial data to determine loan suitability.
• Assisted clients in understanding complex mortgage terms and conditions, empowering them to make informed decisions about their home financing options.
• Conducted comprehensive financial assessments to determine borrower eligibility for various loan programs, optimizing client outcomes.

Since the beginning of my university studies, I have actively invested a portion of my personal savings in the equity market. This hands-on experience has involved conducting in-depth analysis of multiple companies, making informed investment decisions, and managing a long-term portfolio. Through this, I have developed practical knowledge of equity markets and critical skill of financial analysis,

• Resolved guest and employee complaints to maintain complete customer satisfaction and workforce effectiveness.
• Operated cash register for cash, check and credit card transactions with excellent accuracy levels.