Tom Hanisch
Grange,SA
Summary
Experienced Loan Officer adept at assessing customer needs, providing suitable products and guiding customers through loan process. Handles complex financial transactions using in-depth knowledge of loan products, services and lending regulations. Develops strong customer relationships by providing excellent service.
Overview
15
15
years of professional experience
Work History
Loan Officer
Westpac Banking Corp
09.2021 - 03.2023
- Conducted thorough credit analysis to minimize risk exposure for the financial institution.
- Ensured compliance with all federal and state regulations throughout the loan origination process.
- Meticulously reviewed applicant documentation, ensuring accuracy and completeness prior to submission for underwriting approval.
Business Analyst
Westpac Banking Corp
02.2017 - 09.2021
- Improved business processes by analyzing current practices and recommending optimization strategies.
- Reduced operational costs through thorough data analysis and implementing cost-effective solutions.
- Enhanced company-wide decision-making by developing comprehensive reports on key performance indicators.
- Streamlined project management with effective communication and collaboration across cross-functional teams.
Settlement Officer
Westpac Banking Corp
03.2012 - 02.2017
- Enhanced client satisfaction by efficiently managing settlement transactions and addressing concerns promptly.
- Assisted in training new team members on company policies and best practices for effective settlements management.
- Kept up-to-date with industry regulations and changes, ensuring continuous compliance in all settlement activities.
- Conducted comprehensive research on property titles, identifying potential issues that could impact the success of a transaction.
Conveyancer's Assistant
Rapid Conveyancing
01.2008 - 02.2012
- Ensured accurate drafting of legal documents such as contracts, transfers and deeds.
- Enhanced client satisfaction by providing timely updates on the progress of their property transactions.
- Collaborated with real estate agents to expedite property sales and purchases for mutual clients.
- Mitigated potential legal issues by conducting thorough research on property ownership history and outstanding liens or encumbrances.
- Safeguarded clients'' interests by reviewing all contractual terms before signing, ensuring complete understanding and agreement.
- Developed strong relationships with local title companies to streamline title search processes and expedite closings.
Education
High School Diploma -
University Senior College
Adelaide, SA12.2008
Skills
- Client focused
- Total understanding of end to end property process
- Terms negotiation
- Relationship building and management
- Lending analysis
- Team Player
Astronomy
I've always had a fascination with the universe and regularly stargaze. Currently im in the process of learning astrophotography which combines my skills in stargazing with a new skill in photography. The most prominent thing I have noticed is, there is a steep learning curve!
Timeline
Loan Officer
Westpac Banking Corp
09.2021 - 03.2023
Business Analyst
Westpac Banking Corp
02.2017 - 09.2021
Settlement Officer
Westpac Banking Corp
03.2012 - 02.2017
Conveyancer's Assistant
Rapid Conveyancing
01.2008 - 02.2012
High School Diploma -
University Senior College
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