DHIREN KESWANI
Sydney,NSW
Summary
Experienced AML/CTF Analyst adept at managing financial crime obligations, including transaction monitoring, SMR preparation, and PEP/sanctions assessment. Skilled in ensuring AML/CTF Act compliance, conducting data analysis for fraud detection, and executing ECDD/KYC procedures. Ready to contribute expertise to a dynamic team in a high-performing environment, driving efficient and effective risk mitigation strategies.
Overview
6
6
years of professional experience
Work History
AML Analyst (TM + CDD)
ING Australia
11.2022 - Current
- Monitored customer accounts and transactions periodically, identifying and escalated any unusual or suspicious activities like Terrorism, drug use, Money laundering and domestic violence
- Conducted thorough investigations into flagged transactions, including reviewing account histories, transaction patterns, and customer profiles
- Identified threats, vulnerabilities and suspicious behaviour patterns to recommend mitigation measures.
- Strengthened AML compliance by conducting thorough risk assessments and monitoring transactions.
- Collaborated with compliance team and CDD (customer due diligence) team to ensure adherence to AML and KYC requirements
- Demonstrates exceptional written and verbal communication abilities, adaptable to diverse audiences like MLROs and AUSTRAC
- Proficient in presenting facts and insights in clear and succinct fashion
- Assisted in development and implementation of transaction monitoring policies and procedures
- Converts strategic direction into practical solutions, directing efforts of others to ensure seamless alignment with overarching strategy
- Contributed to development of training materials and conducted training sessions for new team members, demonstrating robust analysis and problem-solving skills
- Developed a dynamic tool using sharepoints which sits at heart of Transaction Monitoring systems of ING
- Assisted in the completion of KYC due diligence for a diverse portfolio of corporate & institutional clients
- Conducted risk assessments and enhanced due diligence for high-risk entities and PEPs (Politically exposed persons)
- Utilised advanced transaction monitoring software and analytical tools to identify anomalies, patterns, and potential red flags and risk indicators
- Maintained detailed documentation of suspicious activity reports (SARs/UMRs) and ensured timely submission to regulatory authorities
- Stayed up to date with evolving AML regulations and industry trends, ensuring compliance with all relevant laws and guidelines
- Conducted training programs for staff/freshers on AML awareness and reporting procedures
- Conduct comprehensive periodic reviews of trust and entity clients, small to medium businesses ensuring compliance with regulatory requirements and internal policies
- Analysed complex ownership structures, identifying Ultimate beneficial ownership and control relationships to mitigate risks effectively
- Collaborate with legal teams, relationship managers, and other stakeholders to gather and verify necessary documentation for KYC reviews
Migration Associate - KYC
National Australia Bank
07.2022 - 11.2022
- Migration and Merger Project for NAB on Ubank acquisition
- Project and Data Migration Analysis
- Conducted in-depth customer due diligence for business everyday banking clients(Small-Medium enterprises), ensuring compliance with regulatory requirements
- Collaborated with relationship managers and legal teams to gather and analyse necessary documentation for KYC reviews
- Working with Project Managers and Stakeholders
- On day to day basis, converting business requirements into functional designs by using different system capabilities and spreadsheets
- Verifying, Validating and processing client documents
- Perform outstanding communication to ensure bankers, customers are on par with ongoing changes and report to Project Manager
- Supported in Stand agent migration model change in accordance to comply with AML regulations
- Learnt and got hands on with NAB systems like eBOBS, CIGAR (Corporate and Institutional Group Account Register), Siebel, and B2K BaseGlobal
- Improved decision-making processes with accurate data analysis and visualisation techniques.
- Conducted 4 eyed checks, CDD and ECDD
- Collaborated with cross-functional teams to ensure data integrity and accuracy, resulting in better-informed decisions.
Financial Analyst
Mueller Prost (now Wipfli)
08.2018 - 08.2021
- Collect, clean, formulate and processed large datasets from various sources
- Ensure data accuracy and integrity through systematic validation
- Perform exploratory data analysis to identify trends, patterns, and correlations
- Proven track record of taking initiative, coupled with strategic understanding in framing required outcomes based on gathered data and insights
- Collected data and developed detailed spreadsheets to identify trends and create revenue, profitability, and expense forecasts.
- Use statistical methods to derive meaningful insights from complex datasets
- Create clear and concise reports and dashboards to communicate findings to clients to advise glidepath
- Excel in utilising PowerPoint, Excel, SQL, and PowerBI to perform a
- spectrum of tasks, ranging from simple data analysis to complex financial forecasting
- Work closely with cross-functional teams and various stakeholders to understand business requirements
- Proven ability to lead and collaborate seamlessly within cross-functional teams, ensuring successful execution of key deliverables that directly impact business stakeholders
- Translate complex data findings into understandable and actionable insights
- Proactively identify opportunities to enhance data processes and reporting.
Education
Masters of Marketing - Marketing
MACQUARIE UNIVERSITY
Sydney, NSW12.2023
Masters of Applied Finance - Finance
Macquarie University
Sydney, NSW12.2022
BCom. Specialisation in Banking & Finance -
AHMEDABAD UNIVERSITY
Ahmedabad, India05.2019
Skills
- Trained for using multiple software's like Power BI, VBA and MS Office tools, AMS screening platform, PEGA and Refinitiv Eikon
- Excellent attention to details, Critical thinking
- Stakeholder management
- Excellent analytical, verbal and written communication skills
Timeline
AML Analyst (TM + CDD)
ING Australia
11.2022 - Current
Migration Associate - KYC
National Australia Bank
07.2022 - 11.2022
Financial Analyst
Mueller Prost (now Wipfli)
08.2018 - 08.2021
Masters of Marketing - Marketing
MACQUARIE UNIVERSITY
Masters of Applied Finance - Finance
Macquarie University
BCom. Specialisation in Banking & Finance -
AHMEDABAD UNIVERSITY
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