Experienced financial professional with a strong background in risk assessment, regulatory compliance, fraud detection, financial crime, financial data analysis, interpret and apply complex lending policies and relationship management. Currently working as a Credit Risk Analyst within Mortgage Operations, premium complex team (Broker Channel) at Westpac Banking Corporation, with primary responsibility of end-to-end assessment of premium complex mortgage applications. I have a proven track record in developing and implementing strategic approaches to portfolio optimisation and risk mitigation. Skilled in navigating regulatory landscapes, with a deep understanding of financial crime prevention and AML obligations. Demonstrated leadership capabilities through interim team leader roles, focusing on performance management and workflow optimisation. I can engage and build genuine relationships with our customers, and I pride myself on being a team player and a decisive thinker. I work collaboratively to achieve the best possible outcomes for our customers. My drive to succeed helps me tackle even the most challenging tasks with an open mind and energy. As a versatile financial professional with a Graduate certificate in Management (Finance) and currently pursuing an MBA in Finance. I have honed my skills in regulatory compliance, portfolio and relationship management as well as financial crime prevention. My role as a credit risk analyst at Westpac has strengthened my expertise in policy implementation and performance optimisation.
Credit professional with extensive experience in analyzing credit data and financial statements to assess risk and ensure compliance with lending standards. Known for collaborative approach and delivering results that align with company goals. Reliable and adaptable, possessing strong analytical skills and attention to detail.