PRADEEP GAMAGE
Dynamic and client-focused banking and lending professional with extensive experience in customer relationship management, financial analysis, risk assessment, compliance, and delivering tailored solutions to clients. Bringing strong communication, negotiation, problem-solving and stakeholder management skills developed through a successful career in financial services.
Now pursuing a career transition from banking into property management and real estate, with a strong interest in building long-term client relationships, managing property portfolios and delivering exceptional service to property owners, tenants and stakeholders. Highly organised, adaptable and commercially minded, with a proven ability to manage competing priorities, handle sensitive information, resolve issues professionally and work effectively in fast-paced environments.
Motivated to build a long-term career in property management and bring a strong customer-focused, professional and results-driven approach to the real estate industry.
Work History
Home & Investment Lending Manager
9 MonthsHome & Investment Lending Manager Key Responsibilities Key Skills & Achievements
- Analyse customers' financial circumstances, income, expenses, liabilities, assets and financial commitments.
- Assess borrowing capacity and lending requirements.
- Conduct credit and financial assessments in accordance with ANZ policies, risk frameworks and regulatory requirements.
- Provide appropriate lending solutions based on customers' financial circumstances and objectives.
- Explain lending structures, requirements and financial information clearly to customers.
- Manage customer relationships throughout the lending process.
- Strong financial and credit analysis capabilities.
- Strong understanding of responsible lending and compliance requirements.
- Developed long-term customer relationships through tailored financial solutions and professional service.
Home & Investment Lending Associate
2 Years 3 MonthsSupported the home and investment lending function by assisting customers and internal stakeholders with lending requirements and application processes.
- Assisted with home and investment lending applications.
- Reviewed customer financial information and supporting documentation.
- Assisted with credit and lending assessments.
- Supported customers throughout the lending process.
- Applied banking policies, procedures and compliance requirements.
- Maintained confidentiality of customer financial information.
- Credit assessment
- Financial analysis
- Lending processes
Personal Banker
1 Year 8 MonthsAs a Personal Banker, I provided banking and financial services to customers while developing strong foundations in customer relationship management, financial products, compliance and responsible banking practices.
- Managed customer relationships and provided personalised banking support.
- Identified customer needs and discussed appropriate banking and financial solutions.
- Conducted customer needs assessments and gathered relevant financial information.
- Explained banking products and services clearly and professionally.
- Followed banking policies, procedures, compliance requirements and risk controls.
- Resolved customer enquiries and complaints professionally.
- Built strong customer relationship and communication skills.
Customer Service Team Member
3 Years 9 Months- High-level customer service in a fast-paced retail environment.
- Assisted with stock management, merchandising, and inventory control.
- Supported team operations and rostering.
- Maintained cleanliness and workplace safety standards.
Account Assistant - Finance Department
4 Years 4 Months- Managed accounts payable and receivable.
- Assisted with reconciliations and financial reporting.
- Maintained accurate financial records and confidential documentation.
- Reported directly to the Chief Accountant.
Education
Master of Applied Finance
Advanced Diploma of Business
Diploma of Hospitality Management
Commerce And Accounting
Diploma - English
High School Diploma
Skills
AWARDS
WORK RIGHTS
Australian Permanent Resident | Full Australian Work Rights